Archived
12 years ago, I returned a Mazda car to the dealership from which I bought it
The collection agencies are still haunting me.
Margery's answer
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Answered on March 16, 2009
Returning a car you bought without paying the loan or lease according to its terms is a default. The lender is free to seek judgment against you...
Archived
Should I carry separate homeowners insurance on a home going thru foreclosure when the insurance is included with the payment
Margery's answer
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Answered on March 16, 2009
Please note that I do not practice in your state and that the above is not intended as legal advice, it is for educational purposes only. No...
Archived
Should I carry separate homeowners insurance on a home going thru foreclosure when the insurance is included with the payment
Margery's answer
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Answered on March 16, 2009
It depends on what insurance is in place. In most cases, if you had an escrow for taxes and insurance, once the loan went into default, the...
Archived
I FILED CHAPTER 7 5 YEARS AGO TODAY AND I WOULD LIKE TO KNOW IF I COULD NOW FILE CHAPTER 13?
Margery's answer
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Answered on March 16, 2009
Yes, after 5 years you can file a Chapter 13 that can lead to a discharge.
Archived
If a home is foreclosed on & sold at a price lower than the remaining loan can lendor come after you?
Margery's answer
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Answered on March 16, 2009
Yes, most definitely they can come after you, and there is every reason to expect that they will. In Florida, it is easy for the lender to...
Archived
I was sent an email with this job offer and was wondering if this was legal and if so is it a legitimate offer or is it a scam?
Margery's answer
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Answered on March 16, 2009
This is a scam of some kind. There are dozens of similar things circulating. Most often it entails identity theft - they get your bank account...
I was served by my credit card company, do I have to go to court
Margery's answer
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Answered on March 16, 2009
Sorry, forgot to include the link. It is www.naca.net
I was served by my credit card company, do I have to go to court
Margery's answer
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Answered on March 16, 2009
It is a mistake to try to defend this yourself. You should locate an attorney in the area where the suit is pending who can file things for you....
Archived
Where can I find the form to respond to a court summons for credit card debt in New York state?
Margery's answer
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Answered on March 16, 2009
There are no such standard forms. If you are unable to attend and if the debt is time-barred, you should locate an attorney in the area where the...
Archived
Is it okay to go to the judge who is on my daughters case (she's on criminal felony probation) to give him some information?
Margery's answer
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Answered on March 16, 2009
No. It is not ok. There are rules about what a judge can hear, and when and how he can hear them. You are not a party or an attorney for a...
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