Questions answered by Margery Ellen Golant

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What can I file to answer a SECURED CREDITOR'S MOTION FOR RELIEF FROM AUTOMATIC STAY filed by my mortgage holder?

Margery's answer | Answered on July 02, 2009

I assume you filed bankruptcy on your own, and if so you had better get to a bankruptcy attorney IMMEDIATELY. Bankruptcy is very compex, and...

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Would the bank destroy an original mortgage to eliminate evidence of predatory lending?

Margery's answer | Answered on June 30, 2009

The original mortgage goes to be recorded, and once it is recorded, an exact copy is publicly available, therefore there would be virtually nothing...

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I know that I need a foreclosure defense attorney but what is the cost?

Margery's answer | Answered on June 30, 2009

There are all sorts of fees and ranges of fees, and no two cases are the same, even if they look similar to someone who doesn't know all the...

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I have a loan on a vacant lot in central Fl. If I ignore the summons what will happen?

Margery's answer | Answered on June 30, 2009

If you do not defend, the Plaintiff will obtain a judgment against you in Foreclosure. This will give it the right to sell the property at...

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Can my house be in the loan modification process and foreclosure at the same time?

Margery's answer | Answered on June 30, 2009

Yes, it happens all the time. The Loss Mitigation Department and the Foreclosure Department are two completely disctinct entities, and have ljttle...

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I live in Florida and have a condo that is in foreclosure. Do I still have to pay the hoa dues

Margery's answer | Answered on June 28, 2009

There is no "one size fits all" answer to this - or any - question regarding a foreclosure situation in Florida. Each case is different, and the...

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If the bank forecloses on our home and sells it for less than it appraises for, can they pursue a deficiency judgement.

Margery's answer | Answered on June 28, 2009

Yes it can. There is nothing very scientific about an appraisal, it is just someone's opinion of value. The real indicator of value is what a...

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Response to a Foreclosure summons

Margery's answer | Answered on June 28, 2009

It would be irresponsible of me to suggest that you respond, other than to file a Motion for Extedension of Time to Respond, which would in the...

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If my condo is in foreclosure do I have to pay the maintenance fee to the Association?

Margery's answer | Answered on June 26, 2009

If you have no money, it seems you have answered your own question. However, be aware that the condo association is also able to foreclose and to...

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In foreclosure since April, had hired a lawyer to modify loan, he has been lying to me, even lost record that I paid already.

Margery's answer | Answered on June 26, 2009

Unfortunately, Florida is LOADED with people taking advantage of homeowners in mortgage trouble. It is a huge problen. If this person really is...

Margery Ellen Golant's Answers (5399)

What can I file to answer a SECURED CREDITOR'S MOTION FOR RELIEF FROM AUTOMATIC STAY filed by my mortgage holder?

Would the bank destroy an original mortgage to eliminate evidence of predatory lending?

I know that I need a foreclosure defense attorney but what is the cost?

I have a loan on a vacant lot in central Fl. If I ignore the summons what will happen?

Can my house be in the loan modification process and foreclosure at the same time?

I live in Florida and have a condo that is in foreclosure. Do I still have to pay the hoa dues

If the bank forecloses on our home and sells it for less than it appraises for, can they pursue a deficiency judgement.

Response to a Foreclosure summons

If my condo is in foreclosure do I have to pay the maintenance fee to the Association?

In foreclosure since April, had hired a lawyer to modify loan, he has been lying to me, even lost record that I paid already.