Questions answered by Margery Ellen Golant

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No Recorded Assignment, FL Adjustable Rate Note not recorded; Docs Altered by Lender?

Margery's answer | Answered on October 17, 2009

It is possible that you could have litigible issues inside the bankrutpcy proceeding. Is it a Chapter 7 or a Chapter 13 ? Has there been an...

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DOes the primary house hold with s second mortagage still have to be repaid or can ajudgement be filed against you also?

Margery's answer | Answered on October 15, 2009

I am not sure I understand your question. Both holders of both mortgages can - and will- force you to pay. There are different ways they can do...

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My primary residence in florida is going into forclosure, will a judgement against the retirement of my wife and I be rendered?

Margery's answer | Answered on October 15, 2009

You should NOT just let them foreclose on you, you will put your non-exempt assets at risk. In some cases retirement is exempt from creditors'...

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Can you give some basic asset protection guidelines for Florida residents going thru foreclosure?

Margery's answer | Answered on October 14, 2009

It would be the epitome of irresponsibility to give generic asset protection advice to someone anticipating colelction action. You need to go to...

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We are having trouble getting a payoff amount from the lenders attorney

Margery's answer | Answered on October 14, 2009

You need an attorney who know the world of servicers and foreclosure. When you call you reach a call center, where the people have no knowledge or...

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Must I pay full rent to condo association, if they do not own it? I am located in S. Fl.

Margery's answer | Answered on October 11, 2009

Many condo associations are in desperate shape as a result of the mortgage crisis. They are not getting paid maintenance on many units, which is...

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Is a mortgage/note enforceable if the broker/lender had no license to do business in your state?

Margery's answer | Answered on October 11, 2009

There are many more details needed in order to provide an answer to your question. My gut reaction is that, if you did get the loan proceeds and...

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House was sold @ auction on 9-18-09. New owner took title on 9-30.They wanted us out but need time.can i ask a judge to let is s

Margery's answer | Answered on October 10, 2009

That would be a difficult thing to accomplish - the new owner can evict you without going to court, you would have to try to get an ...

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Foreclosure vd bankrutpcy

Margery's answer | Answered on October 10, 2009

While it is impossible to advise you specifically without more information, it does appear that bankruptcy might be an advisable step for you,...

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Can a HOA foreclose on a lien against a home already in foreclosure?

Margery's answer | Answered on October 10, 2009

Yes, the HOA can and will foreclose you out unless you pay them. Unless there is a payment dispute, there is not normally a viable defense. Your...

Margery Ellen Golant's Answers (5399)

No Recorded Assignment, FL Adjustable Rate Note not recorded; Docs Altered by Lender?

DOes the primary house hold with s second mortagage still have to be repaid or can ajudgement be filed against you also?

My primary residence in florida is going into forclosure, will a judgement against the retirement of my wife and I be rendered?

Can you give some basic asset protection guidelines for Florida residents going thru foreclosure?

We are having trouble getting a payoff amount from the lenders attorney

Must I pay full rent to condo association, if they do not own it? I am located in S. Fl.

Is a mortgage/note enforceable if the broker/lender had no license to do business in your state?

House was sold @ auction on 9-18-09. New owner took title on 9-30.They wanted us out but need time.can i ask a judge to let is s

Foreclosure vd bankrutpcy

Can a HOA foreclose on a lien against a home already in foreclosure?