Questions answered by Margery Ellen Golant

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I have a 10% loan due me on a house now in forclosure Can i get any of this money?

Margery's answer | Answered on December 07, 2009

In the states I am familiar with, the first mortgage holder gets all the money up to the point where it is paid in full, and second mortgage...

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Florida forclosure ex got house but I'm on deed. Have not received any notification of forclosure. How can I get help?

Margery's answer | Answered on December 07, 2009

For starters, you need to get an attorney on board for you who is very experienced in foreclosure, asset protection and bankruptcy. It is not...

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How can you tell if an assignment of a mortgage is legal?

Margery's answer | Answered on December 07, 2009

There is no way a layperson can tell. Even an experienced foreclosure defense attorney often needs additional information to be able to evaluate...

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If I am trying to sell my home as a short sale in Florida and I fall behind in my payments can the credit union foreclose.

Margery's answer | Answered on December 07, 2009

In theory yes. It takes a few months for them to complete the foreclosure, so if you can get a short sale done before the foreclosure is done,...

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Summary Judgment looming and loan modification not confirmed yet.

Margery's answer | Answered on December 03, 2009

You need an attorney immediately. The mortgage companies play endless "loan mod" games to keep people from realizing how much trouble they are in...

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Can I still rescind on my mortgage? It will be 3 years since closing on the loan at the end of December.

Margery's answer | Answered on December 03, 2009

If you have an extended right of rescission, no you CANNOT extend the three years. An attorney who knows how can excercise your right of...

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What is a buyer of a foreclosure responsible for when the owner went bankrupt and how can we force the banks hand

Margery's answer | Answered on December 02, 2009

It is difficult to make any sort of useful answer as you do not provide enough facts. Who would your association propose to buy it from ? Your...

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I bought my Florida home 3 1/2 years ago and I am upside down on my mortgage but current on my payments and I recently married.

Margery's answer | Answered on December 01, 2009

Because Florida law is what is, you can't just "get out from under it" by allowing it to be foreclosed. Florida law has very liberal provisions...

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I was served foreclosure papers. What do I do?

Margery's answer | Answered on December 01, 2009

I agree that you need an attorney IMMEDIATELY, and make sure you get someone who is an experienced financial services litigator. It looks like...

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I have been renting my home for 2 years and I found out last year it went into foreclosure. My landlord advised me that he was..

Margery's answer | Answered on November 30, 2009

The Protecting Tenants in Foreclosure Act is applicable as between you and the mortgage company, and the exact details of how it applies depends on...

Margery Ellen Golant's Answers (5399)

I have a 10% loan due me on a house now in forclosure Can i get any of this money?

Florida forclosure ex got house but I'm on deed. Have not received any notification of forclosure. How can I get help?

How can you tell if an assignment of a mortgage is legal?

If I am trying to sell my home as a short sale in Florida and I fall behind in my payments can the credit union foreclose.

Summary Judgment looming and loan modification not confirmed yet.

Can I still rescind on my mortgage? It will be 3 years since closing on the loan at the end of December.

What is a buyer of a foreclosure responsible for when the owner went bankrupt and how can we force the banks hand

I bought my Florida home 3 1/2 years ago and I am upside down on my mortgage but current on my payments and I recently married.

I was served foreclosure papers. What do I do?

I have been renting my home for 2 years and I found out last year it went into foreclosure. My landlord advised me that he was..