Archived
My house is In Foreclosure should I file my suggestion of bk or wait to see if case is dismissed? (please read details)
Margery's answer
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Answered on February 20, 2010
The bankruptcy proceeding acts as a STAY of all proceedings in any other court but ONLY if the creditor has notice of the bankruptcy. That is the...
Archived
What questions do you ask when I need to subpoena lender for ALL bank records?
Margery's answer
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Answered on February 20, 2010
You MUST get an attorney who understands this area of law, or you will not get anywhere. The legal system is complex, laws regarding financial...
Archived
Do I need to re-foreclose or file for Quiet Title Action?
Margery's answer
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Answered on February 20, 2010
You do have a mess, and it illustrates why buying at foreclosure sale is really dangerous unless you know what you are doing.
Your best bet,...
Archived
I was just served foreclosure papers on what was our first house. We were forced to walk away after my wife and I both lost jobs
Margery's answer
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Answered on February 20, 2010
Don't try to do this yourself. Although you may have a limited amount to use to obtain legal advice, if you don't have sound legal advice you...
Archived
FL: Qualify for principal residence tax exemption under Mortgage Debt Relief Act on a former primary residence turned rental?
Margery's answer
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Answered on February 20, 2010
It would be irresponsible to even attempt to give you fact-specific advice without a full and in depth review of all of the details of your...
Archived
Which assets can the lender of my investment properties seize in a short sale or a foreclosure?
Margery's answer
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Answered on February 19, 2010
There is a great deal of misinformation and confusion about short sale. Unless you are specifically released by the mortgage company from further...
Archived
Attorney for bank and bank were no shows for a foreclosure hearing , now the judge ordered a mediation what am to do per se
Margery's answer
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Answered on February 18, 2010
I agree with the other answers. First of all, read the order carefully if you have something in writing. Did the judge specify which mediator you...
Can a lender go after your bank accounts, 401 K or automobiles in a Florida foreclosure? We are asking for a short Sale.
Margery's answer
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Answered on February 18, 2010
Once the mortgage company gets a deficiency, judgment, the answer to your question is YES to all but your 401k. In Florida and possibly everywhere...
Archived
Same lender on primary residence and investment propery - can they lien homesteaded residence due to default on investment prop?
Margery's answer
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Answered on February 18, 2010
I doubt very much that they can do as they claim, but I do agree that you need to have the loan documents carefully reviewed by an attorney who is...
How do I stop/delay foreclosure summary judgement?
Margery's answer
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Answered on February 15, 2010
I do agree with Atty. Lampert that filing bankruptcy will stop the foreclosure. However, a Chapter 7 will only stop it briefly. If that is all...
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