Can I find an answer template online for response to a Lis Penden?

I emphatically agree. There is no such thing as an "answer template" that will provide any sort of effective defensive strategy. And, it is hard...

Can I file Ch13 to stop a foreclosure sale in order to work with the bank, then withdraw it within 30 days?

If what you are reporting in your question accurately describes the advice you are receiving, it is impossible to understand what your objective is...

Can they assign a loan they did not record with the courts?

You are correct that all of what you describe sounds problematic. However, the mortgage industry is doing and getting away with nonsense like this...

I owned a condo was then purchased by another person the condo forclosed on the property for back maintance and never notified

It is difficult to understand the facts. Who is the "new owner" ? Did the condo know he had purchased the unit ? Why was there a sale of the...

What are we responsible for after a short sale or if we go into foreclosure?

For most people in Florida, short sale is a trap. An important thing to understand is that the law is very different in different states, and...

I by a house in lien foreculere who pay the mortgage if the house have

If you are asking who pays the mortgage on the house on which you bought the lien foreclosure, the answer is that this is a black hole and that you...

If a deed in leiu has already been accepted to satisfy the full amount of the total loan, can the bank force a promissory note?

You can start out by initiating a dispute with the credit bureas. it may be that that will resolve the matter. However, assuming it does not, you...

I agree. It is a shame that you lost your property this way, however, it sounds like it is over and done with. You need to check with the Clerk...

I just read an Iowa law case that is like mine. I am in foreclosure in Florida. The mortgage company - EMC mortgage and now JP m

There are many nuances to this issue and no way to give you a meaningful answer without the details. Florida homestead law is different tha Iowa...

Should I short sale, deed in lieu, or bankruptcy?

There is a widespread misunderstanding that a deed in lieu or a short sale do not harm credit, but that a foreclosure does. In fact, all three...