Questions answered by Margery Ellen Golant

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If i foreclose on my home after 2012 what are my taxes consequences b/c the debt of the home was more than my assets?

Margery's answer | Answered on April 21, 2012

I agree that you need to do more than post these situations on a legal website, even a great one. You need a consultation with a tax attorney. ...

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I HAD A LOAN MODIFICATION A COUPLE OF YEARS AGO AND HAVENEVER BEEN LATE ON MY MORTGAGE BEFORE OR AFTER THE MODIFICATION,

Margery's answer | Answered on April 21, 2012

It is difficult to say anything without knowing all the facts and details and reading the modification agreement. In addition to the missed...

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I HAD A LOAN MODIFICATION A COUPLE OF YEARS AGO AND HAVENEVER BEEN LATE ON MY MORTGAGE BEFORE OR AFTER THE MODIFICATION,til now

Margery's answer | Answered on April 21, 2012

It is difficult to say anything without knowing all the facts and details and reading the modification agreement. In addition to the missed...

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Can I approach someone that is under foreclosure and offer to help them do short sale, and sell it to me?

Margery's answer | Answered on April 20, 2012

There are a great deal of legal implications to what you are proposing, and a great deal of risk for you. First and foremost, there are...

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I live in Miami Dade county Florida and have a 2nd mortgage (HELOC) that was just charged off. Will it be part of Ch. 7?

Margery's answer | Answered on April 20, 2012

There is much more to this than you apparently realize. You need a consultation with an attorney who is really knowledgabe in these areas of...

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Deficiency Judgment after foreclosure...

Margery's answer | Answered on April 20, 2012

A Chapter 7 discharge normally discharges responsibility for all unsecured debts that existed as of the date the Chapter 7 case was FILED. Debts...

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Do I need to change my attorney?

Margery's answer | Answered on April 19, 2012

There is a limit to the amount you can be in default to qualify for HAMP. However, BoA has the WORST track record of any mortgage company in its...

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Is foreclosure affected if lender has lender-paid mortgage insurance?

Margery's answer | Answered on April 19, 2012

No. The existence of mortgage insurance is for the purpose of reimbursing the mortgage owner if the foreclosure does not make the mortgage owner...

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Can my bankruptcy filing keep them from using a writ of possession to kick me out

Margery's answer | Answered on April 19, 2012

Since you have an attorney, you need to discuss this with him or her. However, even if the certificate of title did get vacated due to the...

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Are Tuition Cost Dischargeable in a Chapter 7 bankruptcy

Margery's answer | Answered on April 19, 2012

Tuition costs and student loans are two different things. Most student loans are not dischargeable, however the tuition should be. However,...

Margery Ellen Golant's Answers (5399)

If i foreclose on my home after 2012 what are my taxes consequences b/c the debt of the home was more than my assets?

I HAD A LOAN MODIFICATION A COUPLE OF YEARS AGO AND HAVENEVER BEEN LATE ON MY MORTGAGE BEFORE OR AFTER THE MODIFICATION,

I HAD A LOAN MODIFICATION A COUPLE OF YEARS AGO AND HAVENEVER BEEN LATE ON MY MORTGAGE BEFORE OR AFTER THE MODIFICATION,til now

Can I approach someone that is under foreclosure and offer to help them do short sale, and sell it to me?

I live in Miami Dade county Florida and have a 2nd mortgage (HELOC) that was just charged off. Will it be part of Ch. 7?

Deficiency Judgment after foreclosure...

Do I need to change my attorney?

Is foreclosure affected if lender has lender-paid mortgage insurance?

Can my bankruptcy filing keep them from using a writ of possession to kick me out

Are Tuition Cost Dischargeable in a Chapter 7 bankruptcy