Archived
Does a foreclosure sale in Miami Beach, FL eliminate city liens that were placed on the property after the deed or trust?
Margery's answer
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Answered on July 18, 2012
The answer depends on the details of what was actually properly included in the mortgage foreclosure and what kind of lien it was. Some liens are...
Archived
HOA foreclosure in FL - help!
Margery's answer
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Answered on July 18, 2012
I disagree with most of the prior answers. Odds are that you can strip the HOA lien and stop the HOA foreclosure with a Chapter 13 proceeding. ...
Archived
What are the ramifications of letting the HOA lawyers forclose on a rental house that I own? I'm way upsidedown anyways.
Margery's answer
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Answered on July 17, 2012
An HOA foreclosure only makes matters worse. Unless the HOA foreclosure sale makes the HOA whole as to whatever it says you owe them, the...
Archived
I am a renter in a house that is currently in foreclosure. How do I track the process to know how much time I have left to stay?
Margery's answer
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Answered on July 17, 2012
The Clerk of Court in every county in Florida maintains case dockets online. It looks like the item you posted is a line from the docket. It...
Archived
I have first and second mortgage foreclosed on my condo were I lived, and a line of credit on a inversion property
Margery's answer
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Answered on July 17, 2012
Worrying about your credit score when you have two foreclosures and a suit on a line of credit makes no sense. If your objective is to save your...
Archived
I am underwater by over $60,000 so why is my 3rd mortgage company suiing me for foreclosure? I am also being sued by my 1st!....
Margery's answer
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Answered on July 16, 2012
There are several possibilities. One is that while it is a lawsuit, it is not a foreclosure lawsuit. That is usually what happens when underwater...
Archived
What is a Plantiff's Motion for leave to file first amended complaint for forclosure?
Margery's answer
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Answered on July 16, 2012
No they cannot issue a final judgment at a hearing that is set to hear a Motion for Leave to Amend. However, the fact that they want to do that...
Archived
Short Sell in lieu of Foreclosure
Margery's answer
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Answered on July 16, 2012
Fraud requires proof of a specific intent to deceive. Some mortgage servicers are paying property owners to sign deeds in lieu. While they call...
Archived
In Florida is the 1st morgagee always superior than the Association.
Margery's answer
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Answered on July 14, 2012
It is impossible to say without a full title search and examination, including a review of the association documents. Most associations allow...
I want to buy a foreclosed home at auction in broward county.
Margery's answer
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Answered on July 14, 2012
It is not a matter of fraud. The HOAs and condo associations are permitted by law to foreclose on properties that have unpaid assessments, and to...
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