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Is there ANY reason the "amount financed" should differ on my mortgage, the note, and the truth-in-lending statement?
Margery's answer
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Answered on October 14, 2013
The Truth in Lending Disclosure "amount financed" is not the same as the amount borrowed on the note and mortgage. The truth in lending disclosure...
Archived
Marshal Watson was punished twice. What happened with his cases? How to stop his followers? How to stop case 2009 foreclosures?
Margery's answer
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Answered on October 13, 2013
Notwithstanding all the issues you describe, there is no magic that is going to make this all go away. Your,case was over when final judgment was...
Archived
If someone declares bankruptcy , but he and another is on a home loan/deed (TIC), can the bank seek a deficiency judgement.
Margery's answer
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Answered on October 12, 2013
Absolutely not. I am not clear what 'pre-foreclosure documents' you are alluding to, so am unable to respond to specific language. A bankruptcy...
Archived
What if only Maint is paid and not the Assessment can I advise bank to pay from Escrow a/c that is alredy paying the taxes due?
Margery's answer
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Answered on October 12, 2013
No. There is no reason why your mortgage company would take on the assessment. Escrows for taxes and insurance exist because the mortgage...
Under what circumstances can a buyer to cancel his offer for house in short sale action?
Margery's answer
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Answered on October 12, 2013
More information is needed. What do you mean 'short sale action '? Did you bid at a judicial foreclosure sale ? If so, you can't cancel your bid...
Archived
Can I have an attorney file a Motion to Dissolve Lis Pendens
Margery's answer
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Answered on October 11, 2013
The Lis Pendens is not the issue. The lawsuit, as described in the Complaint, is what needs to be defended against. Current law in Florida...
Archived
Hi I am writing about bill#87 the new Florida forclosure law. It only talks about this law requires the lenders to verify
Margery's answer
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Answered on October 11, 2013
The statute was designed to make it easier for the banks to foreclose, so it is no surprise that it does not deal with defenses. However ,...
Archived
How much time is given to file Affidavit in Opposition to Bank's Motion to Summary Judgment related to foreclosure?
Margery's answer
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Answered on October 11, 2013
You can file an affidavit in opposition up to 5 days prior to the hearing or 2 days if it is physically delivered prior to 5 PM.
Archived
When bank forclosure in court is done, how long does it take for my name to be removed from title? or is it automatic?
Margery's answer
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Answered on October 11, 2013
Your ownership interest ends when a certificate of title is issued to a new owner after a foreclosure sale is held and confirmed. Whatever is owed...
Archived
If one person purchases an HOA lien, and another party purchases the delinquent mortgage, do both have legal access to the home?
Margery's answer
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Answered on October 10, 2013
No, you do not. Florida.s law in this area is bizarre. HOA liens are normally inferior to institutional mortgage liens. Assuming that is the case,...
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