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We were declared bankrupt our house also foreclosed july 2012 in the same court documents we
Moved out of the house sept 2012
Margery's answer
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Answered on January 24, 2014
Regardless of when the HOA judgment occurred, or even if it never occurred, any HOA obligations which accrued after the date of your bankruptcy...
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What should we do next?
Margery's answer
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Answered on January 21, 2014
You need a knowledgeable attorney - IMMEDIATELY. The HOA foreclosure is problematic, if commenced while the mortgage foreclosure proceedings were...
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What should I do? Lis Pendens filed 8/27/2007, Affidavit of indebtness filed 9/21/2007, order to dismiss 12/2/2008
Margery's answer
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Answered on January 20, 2014
You can certainly move in or rent the house if, as you indicate in your question, no foreclosure was completed and no sale held.
It is...
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How do you avoid a judicial lien?
Margery's answer
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Answered on January 20, 2014
Unless it is still within time to file an appeal, your options to avoid the judgment are probably either to settle with the other side or...
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Is it legal for a HOA to vacate its own sale AFTER a property has been sold to a third party by the bank on a foreclosure sale
Margery's answer
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Answered on January 20, 2014
Sounds shady, but the exact answer depends on the specifics. Unless the sale was defective, particularly as a practice, this appears highly...
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Can I sell a house in Florida after an order of default?
Margery's answer
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Answered on January 20, 2014
It is problematic that a realtor is purporting to provide legal advice. That is a felony in Florida.
A default alone would not preclude you...
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Chapter 13 Bankruptcy- West Palm Beach
Margery's answer
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Answered on January 19, 2014
In order to get into the SD-FL LMM Program, you'll need to dismiss your current CH 14 and file a new one. However, given what you've said above,...
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Can I move back into my Florida house I vacated due to foreclosure but is now dismissed 6 years later?
Margery's answer
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Answered on January 19, 2014
Yes, you most definitely can. You were never under any obligation to move out at all. It is your house, and apparently has been continually....
Archived
Does a foreclosing plaintiff have to have possession of the original note?
Margery's answer
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Answered on January 19, 2014
Not necessarily. However, whether a plaintiff can properly foreclose without the original note depends on a number of details which you have not...
Archived
If I deed in lieu the house to the lender, am I still liable for past due HOA fees even when the house was discharged?
Margery's answer
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Answered on January 19, 2014
Yes. Whatever part of the obligation to the HOA was discharged on bankruptcy (meaning at most whatever was owing on the date your bankruptcy was...
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