Archived
Is it true that each homeowner needs to receive a "notice of right to cancel" in connection with a mortgage?
Margery's answer
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Answered on October 18, 2014
That rule applies solely to refinances, and has a maximum of three years to enforce. There is a split of authority over whether the three years...
Archived
What is the statute of limitation for a condo bought at auction encumbered with a previous mortgage?
Margery's answer
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Answered on October 18, 2014
No. The limitations period on a mortgage begins running from the maturity date of the mortgage obligation. There have been some cases which held...
Archived
IN REM MOTION FOR FINAL SUMMARY JUDGMENT OF FORECLOSURE AND ATTORNEY FEES AND COSTS .We have a signed offer in Nationstars hands
Margery's answer
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Answered on October 13, 2014
Neither. You need your OWN attorney, who is knowledgeable in this area of law, or you will be eaten for breakfast. There are now strict rules in...
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I was forclosed by my HOA and I'm now paying rent is there any way to get my condominium back from the HOA
Margery's answer
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Answered on October 13, 2014
There is no generic answer to your question. We often see situations where the judgment and sale via foreclosure were improper, and potentially...
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What is the current average time it takes for a lender to foreclosure in Palm Beach county if you have proper representation?
Margery's answer
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Answered on October 12, 2014
There really is no way to answer your question. While the Palm Beach Circuit Court is indeed attempting to move cases very quickly, if a Defendant...
Archived
HELP! Loan mod not as promised. Loan owned by Christiana Trust, serviced by Selene. House in inactive foreclosure status.
Margery's answer
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Answered on October 12, 2014
There are now strict rules in place regarding how mortgage servicing companies must deal with loan modification requests. unfortunately, they still...
I have been named as unknown spouse on my wife's foreclosure, dose this mean they can chase me for money owed?
Margery's answer
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Answered on October 12, 2014
Notwithstanding what others have told you, it is not safe to relax. Naming an "unknown" spouse is improper and unlawful in Florida although yes...
What does "NOTICE OF APPEARANCE" mean in a foreclosure...
Margery's answer
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Answered on October 11, 2014
If you check the docket, you will see each of the named defendants identified as Defendant #1, Defendant #2, etc. The item you are asking about...
Archived
I am a mortgage holder in Florida instead foreclosure can the Borrower just quick claim The property back to me.
Margery's answer
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Answered on October 10, 2014
Yes. That is done often. It is called a Deed in Lieu of Foreclosure. Normally however that option only works if there are no clouds on the title,...
Archived
Question about legal representation during foreclosure.
Margery's answer
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Answered on October 05, 2014
Your family member is incorrect. There are so many nuances and so much specific knowledge in providing competent legal advice, that is why...
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