Archived
My company owns 6 HOA Foreclosures. How can I ensure that the 1st Lien Holder is not fraudulently taking the properties?
Margery's answer
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Answered on November 14, 2014
Yes. If you are the titleholder, you must be included as a party. You will have the ability to defend the cases. No one here can tell you what...
Archived
My HOA has placed a lien on our property for an incorrect amount - $13,000 over what we actually owe. Need a lawyer to help fix?
Margery's answer
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Answered on November 14, 2014
You most definitely DO need an attorney. At the beginning of the foreclosure crisis, many HOAs were hurt by the spiraling mortgage defaults. As a...
Archived
Can I sue a financial institution for giving a reverse mortgage to someone who wasn't authorized to get a reverse mortgage
Margery's answer
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Answered on November 13, 2014
If the mortgage was not created by a person who had the right to impose a lien on the property, it is not a lien on the property. You need to...
Archived
In my divorce we are in foreclosure. My ex is about to be foreclosed on by default. What next?
Margery's answer
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Answered on November 13, 2014
No, it does not mean that. At some point, unless your defense is successful, the plaintiff will obtain a foreclosure judgment against you, and...
Archived
I owe about $4000 but was only able to send $1200. The mortgage company returned the check & is asking for full payment only.
Margery's answer
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Answered on November 08, 2014
There are ways to force the issue. Please consult an attorney who is knowledgable in this area of law before the situation becomes a runaway train.
Archived
Two notices of voluntary case dismissal from the bank on the same case 4 months apart? What can it mean?
Margery's answer
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Answered on November 07, 2014
The foreclosure scene is chaos. The plaintiffs' counsel law firms are typically factory-like operations, and numerous errors are made. ...
Archived
Florida foreclosure question regarding assignment of mortgage during litigation.
Margery's answer
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Answered on November 06, 2014
The answer depends on many details. IF a transfer of interest in the subject matter of the litigation occurred DURING the litigation, the Rules of...
Why would the plaintiff file assignment of bid before the sale?
Margery's answer
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Answered on November 04, 2014
This is a lie that is perpetrated constantly. Fannie Mae and Freddie Mac like to hide in the shadows, and insist that the servicer of the loan...
Archived
I purchased a home while it was in foreclosure, the previous owner had passed away..
Margery's answer
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Answered on November 03, 2014
You need to engage the services of a real estate attorney to straighten this out. Please don't try to do this yourself. There are potentially...
Archived
Court ordered mediation but it never happened. house foreclosed on before mediation took place.
now getting sued for def judge
Margery's answer
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Answered on November 03, 2014
I disagree with the answers you have received. Parties have a duty to mitigate damages. In the context of a foreclosure, appropriate mitigation...
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