File a claim with other person's insurance. If you were backing out sounds like your fault. Meaning other party can sue you.

Not understanding your question. You however cannot sue the employer. Youalso cannot get money for pain and suffering. Mainly its for lost wages...

Either file a claim against their insurance co or go thru your own. Your own insurance co can sue them. Unless you were injured no need for a lawyer.

Hire a traffic or criminal defense lawyer. Don't do it yourself.

Sorry to hear that. Please note that unless you received medical attention there really is no case. As such, your best bet is to ask for a refund...

Incorrect. UM only protects for injuries, not for damage to your car.

Sure for a product replacement only. Without an injury and medical care, there is no case.

He can try to press charges for battery. That being said it's doubtful the state attorney will take the case with no injuries. You could also sure...

No because you'll never be able to prove it.

Sure you can. It will however cost you a ton of money and unless she has a lot assets you'll never collect.