Hire a lawyer to defend you. Don't try to handle it yourself.

No but you can return it for a refund

You should notify your carrier. Any attorney will require upfront fees.

No but you can report it to the police. They' can refer the matter to the state attorney. You are only a witness.

Hire an HOA and Insurance attorney to sue them.

Wrong legal category. It's a landlord tenant or municipality issue

Don't! If you were injured seek a lawyer's assistance.

Unless you receive a lot of medical care and or suffered a permanent injury, its too small or an attorney to get involved. Seek a refund.

Unless you received on going medical care, not much of a case.

None! That's not a case. Seek a refund.