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I recently filed chapter 7 bankruptcy and have the automatic stay in place. There are 4 lawsuits at the local courthouse.
Orfelia's answer
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Answered on January 20, 2013
All of hte other lawyers gave you correct guidance on this issue. If you are a Virgo (love my check-list oriented Virgos), you can also file a...
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Joint home was discharged in chapter 7 on husbands filing. my filing for chapter 7 was dismissed. Can 2nd still come sue me ?
Orfelia's answer
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Answered on January 20, 2013
Yes. They can come after you since you never received your discharge.
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I files chapter 7 in Florida on Oct 5 2012. I surrendered my home and a vehicle. Will I lose my tax refund when I file in April
Orfelia's answer
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Answered on January 20, 2013
Sounds like the trustee is keeping your case open to see what your tax refund looks like. In my district, if it's a small refund, they usually...
If i filed chapter 7 and did not reaffirm my mortgage can the lender hurt my credit anymore if i just walk away?
Orfelia's answer
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Answered on January 20, 2013
Short answer is "NO" -- they usually don't report anymore after the bankruptcy filing if no reaffirmation was signed. Congrats on NOT signing it. ...
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I moved from Florida in 2009 and we filed Chapter 7 Bankruptcy same year. We had our home foreclosed.
Orfelia's answer
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Answered on January 20, 2013
I believe current FHA guidelines say that you must wait for 3 years AFTER the foreclosure sale in order to qualify for an FHA loan. If you simply...
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If I want to file bankruptcy today to stop a foreclosure sell Happening today what do I need to take to file with the clerk of
Orfelia's answer
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Answered on January 20, 2013
In South Florida, after you file your bankruptcy case. You file a Suggestion of Bankruptcy with the State Clerk of Court immediately and attach...
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Are student loans handled inside or outside of the Chapter 13 Plan?
Orfelia's answer
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Answered on January 20, 2013
In the Southern District of Florida, student loans are not paid while someone is in a Chapter 13 bankruptcy unless there is a statutory reason why...
Archived
Filed for chapter 7 and included my car to be surrendered. When does the lender come get it?
Orfelia's answer
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Answered on January 20, 2013
To give you an idea; in Florida, the lender will usually pick it up after filing a Motion for Relief From Stay. They usually file that after the...
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I file bk 7 in July of 2012 and it was discharge .. In filing my 2012 taxes do I owe money will i get a return?
Orfelia's answer
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Answered on January 20, 2013
As long as the trustee did not keep your case open so he could intercept your return, you can file your return as normal and expect to get any...
Archived
I am being garnished at 25% of my income from acompany called Great Seneca and no one seems to be able to tell me who and why!!
Orfelia's answer
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Answered on January 20, 2013
Check the local court records to see if you were sued by this company in the past and forgot about it. Usually, it takes creditors a while to find...
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