Archived
After filing a chapter 7 bankruptsey and discharged. about how long before a mortgage co can reposses your home and property.
Orfelia's answer
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Answered on January 23, 2013
The mortgage company can pick up and start (or continue) the foreclosure process at any time after your case is discharged and closed. It depends...
Archived
I received a motion for relief from auto stay. Do I need to do anything, I don't want the house, will my bankruptcy continue?
Orfelia's answer
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Answered on January 23, 2013
If you do not want to keep the house, you do not need to do anything. This motion allows the bank to continue their foreclosure proceeding in...
Archived
How difficult is it to remove a trustee of a family trust who just went through Chapter 7 and won't step down?
Orfelia's answer
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Answered on January 23, 2013
If they refuse to step down, then I concur with the other attorneys and think you're heading into court.
Archived
Brother has two mortgages - claimed chapter 13 & 7 - pap cosigned on mortgages but didn't claim bankruptcy.
Orfelia's answer
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Answered on January 22, 2013
You didn't say where paps was on title to the properties. I've seen many cases where a parent helps children qualify for the mortgage and then...
I just got a judgement on default a few days ago & i am filing bankruptcy chapter 7
Orfelia's answer
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Answered on January 22, 2013
You do not need to file a motion to vacate the judgment. The bankruptcy will eliminate the judgment but if a lien has been recorded, there is an...
Archived
Ex Husband not following divorce decree.!House, Chapter 13, divorce. How can I get my name off the mortgage loan??
Orfelia's answer
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Answered on January 21, 2013
Your best bet is to go back to family court and force him to sell the home as he agreed to do. The odds of him refinancing your name off are slim.
Archived
Do I have any realistic chance in getting a scholarship that my school is now calling a "loan" discharged in a Ch. 7 bankruptcy?
Orfelia's answer
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Answered on January 21, 2013
If you owe the money to the school as tuition, then it might be dischargesble. Check with a bankruptcy attorney in your area.
Archived
Alabama Law on Ch 7 bankruptcy of one of 4 owners has 75% ownership
Orfelia's answer
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Answered on January 21, 2013
Talk to a bankruptcy attorney and get fact specific answers for your scenario.
Archived
We own two properties I want neither after the divorce, what should i expect as a wife?
Orfelia's answer
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Answered on January 21, 2013
You should talk to a divorce attorney. Even though you may not want the home, you may be entitled to your share of the equity. Not being included...
Archived
My Chapter 7 BK was finalized this past Oct which incl surrendering my home. Am I still responsible for my home?
Orfelia's answer
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Answered on January 21, 2013
Yes, you are still responsible for your home.
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