II received a summons letter from American Express to pay a debt of over 1400 dollars which I owe? I don't want to go to court?

There is really no question here. Be very careful about debt settlement firms. They cannot guarantee the result. If you pay them nothing that...

new company took over they grandfather everybody in the PTO time now they saying no PTO time after a year-and-a-half later said

Moving to Employment and Labor where you might find someone with this expertise.

Not sure what your contract provides. If you signed up for a certain term, such as a year, then you might not have had the option to cancel. ...

If i rented from aarons in the past but ended up moving and not finishing the payments will i be able to rent at another aarons?

It would not seem logical that you burned Aarons once and they would let you have the chance to do it again, but hey, sometimes people do the...

Deficiency Judgement (And buying a house)

The only thing I could do would be to lay out your options. It is not my place to make your choices for you. In your question you laid out all...

How can I withdraw from defending myself in a credit card lawsuit after I answered the complaint as In Pro Per in August 2018 ?

You can't actually withdraw from representing yourself. You can have an attorney make an appearance which relieves you of responsibility to file...

Can I negotiate with the collection agency that was assigned my unpaid seat belt ticket. (it has grown to $400)

Moving to Speeding and Traffic Tickets where someone might know if this is negotiable. My gut tells me it is not, but I might be wrong.

I reached a settlement to pay 4000 in Chapter 7 Bankruptcy?

The answer to this question touches on bankruptcy and (unfortunately) divorce. Your divorce attorney will attempt to make your soon-to-be-ex...

I was sued for a debt. How to file an answer in the court?

If your written agreement provides that they agree to hold the suit in abeyance, including extending your time to answer, then you can sit tight. ...

My mom passed away in August and she had a credit card bill of 2,300 does that have to be paid since she no longer here

Depends upon whether Mom had any assets and whether there is going to be an estate opened in a probate proceeding. If Mom died with no will, no...