You cannot expect an anonymous evaluation to conclude whether or not you should file bankruptcy. You need to have a consultation with an actual...

This is the second posting of a vague "question". I did my best to answer the other one. Review my other answer and be more specific in comments...

What type of arrears? If you are behind on a mortgage or car loan, Chapter 13 bankruptcy may give you up to 5 years to catch up while you pay the...

This is a repost of the same question. If you want a quote of a fee to negotiate your bills lower, call an attorney and ask for a quote. I doubt...

The direct answer to your question- call the attorney who agreed to 90 days and ask for an extension. I agree with Mr. Woodward that you are a...

To be clear, I am not volunteering to be your attorney. This site is for posting legal question. You can likely eliminate hospital billsand...

You are most certainly not the borrower. As now his wife, you acquired an unfiled interest in his homestead whch must be waived in favor of the...

Determine the location of the bankruptcy filing, then Google for the website of that bankruptcy court. Every bankruptcy court with which I am...

You are not "required" to go to court. If you don't go, a judgment of default will be entered. If you go and have no legal defenses, a judgment...

Can't speculate about better alternatives you may have, but one thing you might do is stop paying your credit cards and dedicate your resources to...