Archived
I have quite a few credit card where i am making payment on time, but there is one with 12,000 where i am not able to pay
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Answered on June 03, 2012
You should immediately make two appointments: one with a credit counselor; and one with a bankruptcy lawyer. The credit counselor will likely tell...
Archived
If a BK trustee abandons a house as an asset, can they un-abandon a year or more later after discharge and sell to pay creditor
Kevin's answer
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Answered on May 23, 2012
Wow, those are lot of loaded questions!
I stopped predicting the future a long time ago. One can only put the pieces in place to maximize the...
Archived
WILL I LOSE HOUSE IF I FILE BANKRUPTCY?
Kevin's answer
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Answered on May 19, 2012
The answer is, "it depends." There is much information needed before any qualified bankruptcy attorney can predict which assets will be exempt,...
Archived
Is it possible in filing for bankruptcy to keep selected credit card accounts in good standing?
Kevin's answer
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Answered on May 10, 2012
It is not "illegal" to keep a card in "good standing", if you mean paid-off but not closed. However, it is unlikely (not impossible) that they...
Archived
Individual bankruptcy and signing over or quit claiming on a mobilehome loan
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Answered on May 09, 2012
You definitely do NOT have to be living together to file jointly. As long as your divorce decree has not entered, you may file jointly. As far as...
Archived
Civil theft judgement for household possessions dischargable under chapter 7
Kevin's answer
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Answered on May 09, 2012
The default judgment will not automatically bar the debt from discharge. He will have to seek an exception from discharge under 11 USC sec 523,...
Archived
Am giong to file for bankruptcy, i need to know wich chapter will be better or how to do it.
Kevin's answer
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Answered on May 08, 2012
There are many good bankruptcy lawyers in your area. Your answer requires much analysis and many facts. Attorneys certified in consumer...
Archived
Im poor w/large family, owe $30,000 student loans never able to make more than $20 pmnt when employed can bankruptcy help me?
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Answered on May 04, 2012
You may very well qualify for a "hardship discharge." I recommend that, before you file BK, you contact the Student Loan people to see if you...
Archived
I need foreclosure help.
Kevin's answer
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Answered on May 03, 2012
I suggest that you find a local real estate broker/salesperson with experience in short sales and list the property for sale. The HOA fees will...
Archived
In the state of florida is my husband responsible for my pre-marriage debt if i file bankruptcy
Kevin's answer
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Answered on May 02, 2012
Your question mixes unrelated concepts. Your husband has no obligation to pay your debts. However, as noted in answers by other attorneys, the...
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