Archived
Can a postnuptial agreement make a no asset bankruptcy a safe option for me? I have huge premarital debts. All assets are in
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Answered on May 28, 2013
If this neat little trick worked, by itself, I suppose I could stand on the corner outside of the bankruptcy court and sell these forms. This sort...
Archived
I am going to file bankruptcy soon, and recieved a summary judgement for a credit card debt of $5000 two years ago.
Kevin's answer
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Answered on May 26, 2013
If by "fixed" you are inquiring whether a judgment can be discharged, the answer is "Yes", unless the judgment is based on fraud or any of the...
I am in MIAMI FL & I am going to file CH 7 myself TO STOP MY FORECLOSURE. Where do I send my notice of filing to stop the sale?
Kevin's answer
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Answered on May 25, 2013
Go directly across the street to the north side from the bankruptcy court to 73 West Flagler Street,
Miami, Florida 33130 and ask for which...
Archived
Is it possible to wipe out unsecure portion of mortgage ?
Kevin's answer
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Answered on May 25, 2013
Mr. Solomon is correct. Unless you reaffirmed the debt (which you can check by looking at the file with the bankruptcy court) then you discharged...
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Archived
Even though discharged in a 2012 Bankruptcy, can Regions pursue a Second Mortgage when my Condo sells at a foreclosure sale?
Kevin's answer
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Answered on May 25, 2013
When a first mortgagee forecloses, the second is wiped out. Unless the new owner bought without any assistance of counsel or a title company, they...
Archived
How can I keep my only vehicle in bankruptcy?
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Answered on May 23, 2013
Florida law only protects the equity in one vehicle to the maximum value of $1000. If you have any "wildcard" exemption available, you may apply...
Archived
I filed chapter 7 and was granted a discharge, however, my mortgage lender, has not sent me paper work to surrender the house.
Kevin's answer
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Answered on May 23, 2013
In order to move you out of your home, the lender will have to complete the foreclosure process. In that process, you will be informed of the sale...
Archived
Will bankruptcy keep mortgage company from coming after you if you are foreclosed on?
Kevin's answer
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Answered on May 22, 2013
Afrter foreclosure, the lender has the right to ask the court to establish the amount you still owe. If you borrowed $100,000, and the house was...
Archived
How do you determine unsecured debt in Chapter 13?
Kevin's answer
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Answered on May 22, 2013
There are too many missing pieces here for me to answer. Was the mortgage inferior to the condo association, or did they take subject to the...
Archived
Does filing Bankruptcy relieve you of any future debt to lenders and HOAs on foreclosed properties?
Kevin's answer
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Answered on May 22, 2013
The filing of the bankruptcy will give you the opportunity to discharge the debt to the mortgagee,and all the HOA fees accrued to that point. ...
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