Archived
Even though discharged in a 2012 Bankruptcy, can Regions pursue a Second Mortgage when my Condo sells at a foreclosure sale?
Kevin's answer
|
Answered on May 25, 2013
When a first mortgagee forecloses, the second is wiped out. Unless the new owner bought without any assistance of counsel or a title company, they...
Archived
How can I keep my only vehicle in bankruptcy?
Kevin's answer
|
Answered on May 23, 2013
Florida law only protects the equity in one vehicle to the maximum value of $1000. If you have any "wildcard" exemption available, you may apply...
Archived
I filed chapter 7 and was granted a discharge, however, my mortgage lender, has not sent me paper work to surrender the house.
Kevin's answer
|
Answered on May 23, 2013
In order to move you out of your home, the lender will have to complete the foreclosure process. In that process, you will be informed of the sale...
Archived
Will bankruptcy keep mortgage company from coming after you if you are foreclosed on?
Kevin's answer
|
Answered on May 22, 2013
Afrter foreclosure, the lender has the right to ask the court to establish the amount you still owe. If you borrowed $100,000, and the house was...
Archived
How do you determine unsecured debt in Chapter 13?
Kevin's answer
|
Answered on May 22, 2013
There are too many missing pieces here for me to answer. Was the mortgage inferior to the condo association, or did they take subject to the...
Archived
Does filing Bankruptcy relieve you of any future debt to lenders and HOAs on foreclosed properties?
Kevin's answer
|
Answered on May 22, 2013
The filing of the bankruptcy will give you the opportunity to discharge the debt to the mortgagee,and all the HOA fees accrued to that point. ...
Archived
Can I still be harassed or checked upon even after bankruptcy was granted to me ? In other words after bankruptcy is finished?>
Kevin's answer
|
Answered on May 22, 2013
After you receive a discharge in bankruptcy, no creditor may take any actions to attempt to collect a discharged debt. However, the bankruptcy...
Archived
WHAT ARE LEGAL OBLIGATION WHEN CREDIT CARD GOES OVER LIMIT.
Kevin's answer
|
Answered on May 22, 2013
I agree with Ms. Emery. You must assume that in the absence of reporting your son for committing fraud, whoever is liable for the card is also...
Archived
Hi,I am on SSI disability.I have no other income and few assets .I tried to file bankruptcy but am questioning that
Kevin's answer
|
Answered on May 21, 2013
I am assuming that the pretrial is in County Court, likely the Small Claims Division, which you can confirm from the Summons. If I am correct, you...
Archived
How do I object to a notice of taking deposition duces tecum in a credit card debt lawsuit?
Kevin's answer
|
Answered on May 20, 2013
If they have not properly served you with notice of taking the deposition then you may consider whether or not you are obligated to show. If your...
Ad
Transform legal challenges into solutions.
Connect now to review your situation.
The Avvo Rating explained
The Avvo Rating explained