Archived
If I have financial judgments against me, and I register a car in my name, can the creditors take my car away from me?
Kevin's answer
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Answered on August 06, 2013
Your car is an asset which is only partially exempt under Florida law, so a creditor can pickup the car. The NY judgment can be domesticated in...
Archived
Why is it better to let my properties foreclose before I file bankruptcy?
Kevin's answer
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Answered on August 06, 2013
It is hard to guess why the person with all the information gave specific advice when I have none of the information, but there are several...
Archived
In chapter 13 bankruptcy in Florida, other than wage etc what is considered income, the only debt I have is credit cards.
Kevin's answer
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Answered on August 05, 2013
I don't understand why you are considering Chapter 13, which requires payments for a minimum of 36 months. Whether your overseas pension is exempt...
Archived
I'm a cosigner in my son's student loan. Can I remove my name from the loan?
Kevin's answer
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Answered on August 05, 2013
Don't we wish we could make a debt do away this easily. You cannot unilaterally remove yourself as a guarantor of any debt. Your notion that a...
Archived
If you file ch. 7 on a VA backed home loan say through Bank of America, are you protected from the VA trying to collect money?
Kevin's answer
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Answered on August 03, 2013
If the VA was actually listed in you bankruptcy case, then the debt was discharged. Go back and make sure the VA was properly notified of your...
In Florida with credit card debt that can't be paid, can they put a lien on a Homestead property.
Kevin's answer
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Answered on August 03, 2013
Your homestead is protected by the Florida Constitution whether or not you file bankruptcy. However, if you want to sell or finance you will have...
Archived
Is it true in florida a husband and wife bank account and properties set up as Tenancy by the entirety is protected and only a
Kevin's answer
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Answered on August 02, 2013
The easy answer is YES. But, the devil is always in the details. For example, if the bank allows the option of designating an account as TBE and...
Archived
Can i avoid my car getting seized by a credit card debt collector
Kevin's answer
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Answered on August 01, 2013
You posted this as a bankruptcy question. Do you mean to ask whether your car is exempt from creditors in a bankruptcy case? The answer is, maybe....
Archived
In filing for Chapter 7, how much time will I have after hiring an attorney to submit the asset & income schedules.
Kevin's answer
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Answered on July 31, 2013
The time does not run from hiring the attorney. The time runs from when your case is actually filed with the Court. You have 14 days after the...
Archived
If I file a discrimination suit 2 years after filing for bankruptcy?
Kevin's answer
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Answered on July 31, 2013
Only causes of action which have ripened to the point where you could file suit before the bankruptcy case are included in the bankruptcy estate. ...
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