I have filed bankruptcy on my home, case is closed., The mortgage company is filling foreclosing papers. Do I move or wait?

You might be able to initiate a short-sale and you might qualify for some key money. This all depends upon who your lender is and the...

Can the BP settlement require me to get permission from the bankruptcy trustee to keep claim? What can I do to keep the claim?

The facts giving rise to your claim occurred prior to your filing bankruptcy. Any rights which you held on the date of the bankruptcy filing go to...

If the facts which gave rise to the claim occurrred prior to the date your petition was filed then the funds belong to the Trustee. Example, if...

Husband/wife outstanding credit card debt. Husband works pt. Both collect ss. Own nothing but car. Attorney cost?

It costs nothing for a free telephone consultation. We do not operate a dry cleaners. There is no pre-set price for a bankruptcy case. After at...

I want to save my home under the LMM prog.but also want to discharge all my cc debt. Can I file a combine Chapt 7 & 13 LMM?

There is no such thing as a "combined" Chapter 7 and 13. There is a common expression for a Chapter 20, which is usually a Chapter 7 followed by a...

Fairness is not an element of exemptions. An item is either exempt, or not. Do not look for fairness, read the law. Value is what you can sell...

Is this analysis about the discharge and what the trustee decides correct?... Please comment and or correct me.

You nailed it.

Could a creditor from a bank report a charge off ( Dec 2010) on my credit report after year later from my discharge date?

When you say that you have been trying to fix it for 3 years, does that mean that you have been contesting it in writing and sending the letters...

I am behind 11 months on my mortgage, my finance company just might approve me for a loan modification.

Yes. The two factors are not really related.

What do bankruptcy trustees ask in a case of "transfer"?

You will disclose this transaction in the Statement of Financial Affairs at question 3. The Trustee will then evaluate the transaction in light of...