Who qualifies for a filing fee waiver?

28 USC Sec 1930(f)(1) provides, in pertinent part, "(f) (1)Under the procedures prescribed by the Judicial Conference of the United States, the...

What happens if a car is jointly owned since the beginning of the note in 2005 and I file Chapter 7 bankruptcy?

You have a 1/2 interest in the car. Your equity is $1500. The vehicle exemption is $1k/person for one vehicle. If the Trustee asks who actually...

Are there advantages to letting a foreclosure happen prior to filing C7 bankruptcy? If so, What?

Perhpas the most complex part of your situation is deciding when to file. Without knowing your entire situation, it is not possible to recommend...

Can't pay our Credit Card debt, want to make a purchase from checking account with Social Security deposits linked to Paypal.

So long as you do not leave a balance in your PayPal account your funds should be safe.

Would filing bankruptcy be my best choice?

You will find a "decent attorney" by searching on this site, or on nacba.org, or on abcwold.org. This type of individualized and detailed advice...

You are not required to hire a lawyer to file your answer. With a little research you can probably figure out how to do it. If you are not...

I have been told that a Ch 7 and a foreclosure are each a separate case. Foreclosure only begins after the Ch 7.

Soi many questions, so little time! Foreclosure occurs in the Circuit Court, which is a Florida court. Bankruptcy occurs in federal court....

In Ch 7, is there any exemption for tools or car used in a trade? No debt on them.

Florida has "opted out"of the federal exemptions to which you refer. The auto exemption is limited to $1k. There is no specific exemption for...

Sale date 10/16 if I file chapter 13 im told this will stop sale.

Chapter 13 will stop the sale and interrupt the short-sale process. This is too complicated to discuss on this general-advice site. You need to...

Elderly friend of mine wants to know if credit card company can put lien on her paid off home in Florida.

Florida protects the homesteads of its citizens from judgment by general unsecured creditors. There are limits on the size (1/2 acre within a...