Archived
I had a chapter 7 charge off, and the creditor failed to honor the charge off I end up end chapter 13 got who do I informed ?
Kevin's answer
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Answered on April 14, 2020
It is not possible to determine your issues based upon your posted question. Try going to Legal Aid to sort this out, or make an appointment with...
My creditor sold my debt to a collection agency, do I list both of them in my bankruptcy case?
Kevin's answer
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Answered on April 06, 2020
We err on the side of caution and list all original creditors and all later holders of the claim(s). It does not cost you any more to list all the...
Archived
Am I eligible to file for Bankruptcy and what is the process for filing it?
Kevin's answer
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Answered on April 06, 2020
What is the eligibility criteria? You have met the eligibility requirements.
What are the consequences? This is hard to predict in terms of...
Archived
How many months behind on a discharged mortgage before the bank evicts?
Kevin's answer
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Answered on April 01, 2020
This is actually a foreclosure question. The bank cannot just "evict." The bank will have to foreclose. Before this covid-19 mess, I believe...
Archived
Do the creditors lawyers tell then their chances beforehand?
Kevin's answer
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Answered on March 29, 2020
I cannot speculate what another attorney might do. I generally try to give each client a cost/benefit analysis of a proposed course of action.
My small Florida business is heavily in debt. What risk am I taking if I close the business without filing for bankruptcy?
Kevin's answer
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Answered on March 26, 2020
You have identified the risks. What you may not have considered is that there is a procedure under Florida law to dissolve an entity.
Archived
Can I keep my home if my ex files for bankruptcy because he can no longer pay the mortgage?
Kevin's answer
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Answered on March 24, 2020
If the mortgage is unpaid the lender will foreclose regardless of the marital status of the occupant. If your "ex" is an ex-spouse then the...
Archived
Chapter 7 Global Stay ?
Kevin's answer
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Answered on March 18, 2020
Having litigated this before, I can safely say that the automatic stay has no effect outside the US. Whether or not it is effective in the UK...
Td bank sent me to a collection agency what do I do now?
Kevin's answer
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Answered on March 16, 2020
The answer to your question depends upon whether or not you agree that you owe TD bank that amount, and also an evaluation of your overall...
Archived
I'm in a bankruptcy but I cant pay due to coronavirus. Can my case be dismissed?
Kevin's answer
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Answered on March 14, 2020
Guessing that you are in Chapter 13. If that is so, and if you do not have an attorney, you are unwise. An attorney could guide you through a...
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