8 year old bad credit of around 14K (Credit Card). Finally able to settle it, Whats the best route to take here. Bankruptcy?

I would be inclined to agree with your attorney. Statutes of limitations are a tough way to feel safe. The debts grow with outrageous rates of...

If I have changed jobs and previously had garnished wages for student loans, can I now schedule to make payments instead?

They can only verify your employment if you tell them where you are working, that is until your employer sends in the first 941 tax return and the...

On schedule B, "Personal Property", in Chapter 7 Bankruptcy, do I list property that is in my possession but is not mine?

I am guessing that you are the same person who asked about the Florida homestead exemption citation. Now it appears that you are going through the...

In Chapter 7 Bankruptcy, I am declaring the homestead exemption. What do I put as the associated Florida law on Schedule C?

Florida homestead is the same as you used for the $1000 personal property exemption.

Volusia County, FL.. IS there anything that can be done to speed up a request for a NJ trail?

Have you contacted counsel for the foreclosing lender and offered a deed-in-lieu or a consent judgment? If there are other defendants, it may not...

Should I get an appraisal by auction, trade in, or retail in Chapter 7 Bankruptcy. I owe on the car but there is some equity.

For purposes of valuation, the Trustee's use average retail, but most of them will discount that if the Debtor is the purchaser and particularly if...

Can I reinstate a bankruptcy case that I file per se and let it dismissed because I have more the 1.1 million in assets?

It is possible, but not easy, to "sneak" through a case which exceeds the limits of Chapter 13 prescribed by 11 USC Sec 109. However, that is not...

Can my business file for bankruptcy even though I file for bankruptcy on July 15 and the case was dismissed

Depends upon the language in the dismissal order. The standard local form only prohibits YOU from re-filing. If your business is a separate...

In a chapter 7 case the Debtor's post-petition (date you filed bankruptcy petition) earnings are yours to keep.

In Chapter 7 Bankruptcy, is the mortgage lenders foreclosure judgment amount secured on the home equity?

You again! The judgment amount is most certainly the secured amount of the claim. The second mortgagee is out of the money. This is a perfect...

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