Regarding reaffirmation, how does the deadline and stay apply when a case is closed and reopened due to non filing of schedules?

Look at the order reopening to see if any deadlines were reset. Also look at the notice of your second 341 meeting. In the absence of an order,...

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I co-signed for someone for student loan, since October 2014 they have stopped paying, my credit is now affected negatively,

Mr. Gillespie has it right. You are obligated to pay, do so if you are able. Then sue the co-obligor to recover what you paid.

I Need a chapter 7 bankruptcy attorney with a reasonable fee

This forum is for getting answers to general bankruptcy questions. You may use this site to search for an attorney in this District. I don't know...

In Chapter 11 Bankruptcy can one discharge their own Divorce Forensic Accountants fees?

As to your fees you owe your professionals, that is likely dischargeable, except for that little twist you added. As far as the court-ordered...

11 USC Sec 525 prohibits any discrimination in licensure by any governmental unit as a result of a bankruptcy filing.

Is it legal to report someone to the credit bureau 30 days late from previous payment instead of previous statement.

The agreement you signed establishes the criteria for determining whether or not you are late. It is not illegal for a creditor to report accurate...

I filed bankruptcy dissmissed it on my own. It is public record. so therefore if you file going forward your okay if you get

Well I don't actually perceive a question lurking here, so I will just paraphrase Chief Judge Emeritus A Jay Cristol from the Southern District of...

I am in Chapter 7 Bankruptcy, is there a deadline to convert to Chapter 13 and is Chapter 13 the best way to save a home?

In a Chapter 13 it is more difficult for the lender to get relief from stay so long as you are paying "adequate protection." If your plan is...

A creditor is included on a Schedule F of bankruptcy, would different bill from same creditor also be discharged?

In order to discharge a debt, the creditor just has to have actual notice of the bankruptcy case. The Notice of Commencement which goes to each...

How can I get a small medical debt removed from my credit report?

Contrary to what you might hear on the radio or TV, accurate information cannot normally be permanently removed from your credit report. If the...