I had a collection company take me to court in 2001 and would like to have it removed from public record

Don't confuse the removal from your credit report with expungement from the public records. The public records will forever reflect all judgments....

Should I file bankruptcy

The decision whether or not to file bankruptcy (and when) is multi-layered. The only way to determine whether the time is right for you is to...

I agree with Mr. Brinkmeyer. I am moving this topic to Debt Collection.

If I owe credit cards that are past SOL, but I paid them only two payments each, are they likely to be an issue for a bad

I agree with Mr. Elie (as usual) in that the payment after the SOL was probably ill-advised (or done without advice). I am guessing you are the...

What sort of cutting back must I do while in chapter seven to avoid dismissal? My family already lives modestly for our area.

Don't make the "proverbial mountain out of the molehill." The modest spending on reasonable entertainment should not affect your ability to file...

Is there a time frame that a medical facility is required to provide you with a bill?

You were misinformed by someone who is not an attorney. It is good that you are checking their advice here. There is no defense to payment based...

If I default on payment for medical bills can they take money from my savings or checking?

The process of "locking" your account is called "garnishment." Garnishment is a process used to collect a judgment. A judgment is obtained by...

Bankruptcy, debts and ownership, who owns what?

In order to obtain a discharge of debt, the person filing bankruptcy must ensure that the creditor receives notice of the bankruptcy case. That is...

I need to know what can happen to me in regards to taking merchandise worth about 9000.00 from a company. all goods were written

I must respectfully disagree with the notion that a consignment relationship creates a fiduciary relationship within the meaning of 11 USC Sec...

Foreclosure/Bankruptcy

Some parts of this question do not make sense to me. Why does the trust have to file bk? It is possible that the trust may not qualify. The...