Archived
Am I able to pay off my chapter 13 early without using the bankruptcy attorney who initially established my case?
Kevin's answer
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Answered on January 14, 2016
"Percentage to unsecured" of 100% means that you are paying all of your unsecured creditors, in full. You are free to engage a substitute counsel....
Archived
Will a bankruptcy court allow me to discharge my business debts?
Kevin's answer
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Answered on January 14, 2016
Your mix of debt qualifies you to file Chapter 7 without the burden of the "means test." However, there are cases (I argued one on appeal) wherein...
Archived
Can both my son & I claim student loan interest on loan I cosigned? My son & I both pay on the loan & interest is over $10k?
Kevin's answer
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Answered on January 13, 2016
One may deduct interest which one pays. Since you are a co-signor on the loan, you may deduct the interest you pay. Your son may deduct the...
Archived
Can my small business survive a personal bankruptcy ? ... or will the Trustee force my business to be closed ?
Kevin's answer
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Answered on January 12, 2016
It is rare that a closely-held service business develops any value. In the vast majority of cases, my clients have retained their interests in...
Archived
What are my options? And what should I do?
Kevin's answer
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Answered on January 11, 2016
Your litigation option is to file an action to quiet title if the mortgage was improperly executed and recorded. Your non-litigation option is to...
Archived
Is a promissory note without any dates or signatures any good for them to proof that the debt exists? Or can I question that doc
Kevin's answer
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Answered on January 11, 2016
Attorneys Bruckman and Fiallo have given you good advice. The complexity of this question is beyond what one might reasonably expect to be...
Archived
I might add I am going to be 77
Is there anything I can do for them to drop the amount?
Kevin's answer
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Answered on January 11, 2016
Bankruptcy grants no special treatment based upon the age of the failed business. The discontinuation of business does not absolve those with...
Archived
Can I file a Chapter 7 Bankruptcy in Florida if
I had a Chapter 13 discharged in NC 4 years ago?
Kevin's answer
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Answered on January 09, 2016
I agree with Mr. Granvold. Your comment indicates that more information is needed. Why not schedule an appointment with a qualified professional?...
Archived
Can you have two attorneys in a BK?
Kevin's answer
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Answered on January 05, 2016
In Chapter 7 there is no requirement that the court approve your choice if counsel so if they want to work the case together I don't see anyone...
Archived
Will this debt be removed from my credit in time or will I have to file bankruptcy?
Kevin's answer
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Answered on January 04, 2016
Negative credit will fall off your credit report in 7 years, but that is 7 years from the last entry. First they mark you late, then they mark it...
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