Archived
Should I wait for a judgement (or be sued) from several private loans, or should I start Chapter 13 Bankruptcy?
Kevin's answer
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Answered on February 19, 2016
The statute of limitations does not begin until you default and the lender makes demand for full payment. Whether you should file BK and under...
Archived
Can anyone tell me exactly what type of lawyer to approach about defending me? If I go BK, do I include the old debts?
Kevin's answer
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Answered on February 16, 2016
Any competent civil litigator can represent you in defending a collection case, but the initial question is, "What defenses do you have?" Take a...
Archived
Do I have to file bankruptcy personally and if so will I lose everything my wife and I had worked for over the last 15 years?
Kevin's answer
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Answered on February 16, 2016
Normally I recommend against the filing of a corporate bankruptcy where the corporation is solely owned. Since a corporation does not receive a...
Archived
Where can I find a 'checklist' for Divorce proceedings in Pinellas County? Or, a reasonably priced flat fee attorney?
Kevin's answer
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Answered on February 15, 2016
Not sure why you posted this in bankruptcy. I am transferring the question to divorce.
Archived
Will filing chapter 7 bankruptcy force me to be evicted? What impact if any does a bankruptcy have on an eviction process?
Kevin's answer
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Answered on February 14, 2016
The Chapter 7 will neither force you to be evicted, nor protect you from eviction. The bankruptcy may temporarily delay your eviction. You need...
Can I still change my last name if I have student loans and one medical debt bill?
Kevin's answer
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Answered on February 12, 2016
Your credit is keyed to your Social Security Number and should be unaffected by a legal name change.
Archived
Can I reduce the amount of the cancelled debt by the fee amount in determining the taxable amount for Fed Income Tax.
Kevin's answer
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Answered on February 11, 2016
Both of the previous answers are instructive. You either will have no taxes against which to seek the credit of which you inquire, or you will not...
Archived
How much time does it take to foreclose on a house after your chapter 13 is dismissed?
Kevin's answer
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Answered on February 11, 2016
Whoa! This site is not a replacement for a consultation. There is no direct answer to your question because it depends upon what stage the...
Archived
When can I file for another chapter 7 in efforts to receive a discharge? Is it 7-8 yea by the first file date or discharge date?
Kevin's answer
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Answered on February 09, 2016
The 8-year period is measured from filing date to filing date so you are clear to file a Chapter 7 and received a discharge.
Archived
Can a creditor report a student loan as being in default and require payment in full without ever sending notice to the debtor?
Kevin's answer
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Answered on February 08, 2016
Mr. Elie's answer is quite complete. I am guessing that you did not hire a bankruptcy professional to guide you through the process.
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