Archived
With a commission job where I can make $0 one month or $100 another and unlimited how will that affect discharge case?
Kevin's answer
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Answered on July 13, 2017
The basic rule seems to be that if you have a pulse, you cannot discharge student loans. Some folks win the lottery, but the vast majority just...
Will my wife's bankruptcy effect me and/or my credit if I'm not filing and/or doing a credit counseling pgm?
Kevin's answer
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Answered on July 07, 2017
Your credit may be affected if the credit reporting agency picks up her bankruptcy filing and cross-references to your credit report. It has been...
Question about Bankruptcy Schedule I and Statement of Current Monthly Income
Kevin's answer
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Answered on July 06, 2017
Ms. Bunce and Mr. Feuerstein are both correct. Hopefully you have been paying taxes on the money which you take indirectly from the LLC. Also...
Archived
Can i disclaim my inheritance of 1/6 of a house (real property) and still file for bankruptsy down the road.
Kevin's answer
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Answered on July 06, 2017
Mr. Wilkes has a good idea. Another idea is to disclaim, then wait either 2 years or 4 years to file your bankruptcy. Filing within one year may...
Archived
What should I do?
Kevin's answer
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Answered on July 06, 2017
Most of your questions are not possible to answer definitively, but you should NOT be on your mother's account because if a judgment is entered,...
Can I negotiate with creditors during a Chapter 13
Kevin's answer
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Answered on July 06, 2017
Follow your attorney's advice. That is why you have one. Does not matter when you begin negotiations, but don't pay any claims until after the...
Archived
Want to purchase a mobile home in a 55 or older mobile home park. Will buy for cash Will I have a problem after a bankruptcy?
Kevin's answer
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Answered on July 03, 2017
In addition to the other fine answers, some parks require approval from the Association, which may be a problem if they review your credit.
I am preparing documents for personal chapter 7 filing and need to know if I should include a creditor from a business I own
Kevin's answer
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Answered on July 03, 2017
I ALWAYS recommend including ANY potential creditor, so if a client asks whether they should include someone, I usually say "Yes." The issue is...
Archived
What happenens if i lose a cicvil lawsuit
Kevin's answer
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Answered on June 28, 2017
A civil suit seeks a money judgment which allows the creditor to attempt to collect what they are owed by garnishing (seizing) bank accounts, and...
Archived
Can a judgement be filed after a notice of bankruptcy was sent and filed?
Kevin's answer
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Answered on June 22, 2017
Under binding precedent of the 11th Circuit Court of Appeals, actions taken in violation of the stay are void. ACTIONS VOID. Actions taken in...
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