We are trying to get a cash out refinance. Oiler mortgage was not reaffirmed. So our lender asked for a credit supplement lett

Ms. Harwell's response covers all the issues and the open questions.

Can i file chapter 7 after quickclaiming property?

This situation is fraught with potential problems. The transfers, if within one year of your bankruptcy, could result in a challenge to your...

HHas do I file to be declared indigent?

Please re-post this question specifying what benefits you are seeking. Are you trying to file bankruptcy without paying the filing fee? If not,...

How can I get the Social Security Administration to stop harassing me about an overpayment debt which was discharged on Jan 5?

Get a certified copy of the Discharge which includes the list of creditors. It is referred to as the BNC notice. It is usually within one or two...

Are joint bank accounts in on-line banks protected from creditors for Florida residents?

If the creditor domesticates their judgment in another State where your online bank is domiciled, they can garnish under the laws of that State. ...

Someone who is not on the deed but is on the mortgage to my home is apparently filing chapter 7? Does this affect me?

It is hard to say. Is the former owner obligated on the Note? If so, the quit-claim deed was likely a violation of the "due on sale" clause of...

Do I need to add these creditors?

I tell client that if they ask whether something should be included in their bankruptcy schedules, whether assets or creditors, the normal answer...

What is the advantage to using a lawyer that specializes in both divorce and bankruptcy?

Are you familiar with the expression, "Beware the man who owns one gun?" It means that someone who focuses on one area will always be more...

I filed bankruptcy but was just notified a week ago that I was part of a class action settlement. I had no idea. ?

Don't get too excited. Most of these class action settlements will not buy you a coffee at Starbucks. However, you should consult with your...

This is theoretically possible. The hitch might be that the lender might cancel the line as a result of seeing your bankruptcy on your credit...

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