I filed bk7 and reaffirmed mortgage. I am working in a reinstatement of the first mortgage. today I got a charge off for heloc
Kevin's answer
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Answered on June 01, 2018
I agree with Mr. Solomon with one caveat. Sometimes the HELOCs are forgiven in connection with settlements with the Attorney General or CFPB. ...
Does Bankruptcy wipe out a Finra Arbitration if the period when the investment was before the discharge but the Arbitration aft?
Kevin's answer
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Answered on June 01, 2018
A Chapter 7 bankruptcy discharges all dischargeable debts which arose before the petition date . A claim arises when the facts giving rise...
Can my wages be garnished if I only make 13,000 a year ? I also receive 10,000 in social security income.
Kevin's answer
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Answered on May 31, 2018
The SS is not subject to garnishment, but be careful to deposit the SS into a different account from your other income because once SS is mixed...
Falling behind in mortgage payments after filed Chapter 13 Bankruptcy?
Kevin's answer
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Answered on May 29, 2018
There are too many "moving parts" of a Chapter 13 bankruptcy for one to speculate how many options are available and which is best. Please consult...
Archived
I sold peppers to a supplier in 2015 & he has since refused to clear the balance of 2,000. Can is be recovered & it is too late?
Kevin's answer
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Answered on May 27, 2018
You can still sue in small claims court, without an attorney. As the other attorney mentioned, it may be a waste of time, but you'll never know...
Archived
I think I may have court but I have not been properly served. Am I under any legal obligation to go?
Kevin's answer
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Answered on May 24, 2018
It would be best for you to review the file and determine whether the Plaintiff has asserted some form of service upon you. Check online to see...
Archived
Can I still file bankruptcy if I received life insurance from my husband?
Kevin's answer
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Answered on May 22, 2018
Florida Statute 222.13 (1) provides as follows "Whenever any person residing in the state shall die leaving insurance on his or her life, the said...
Archived
Can I keep my whole life life insurance if I file chapt 7?
Kevin's answer
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Answered on May 17, 2018
Unless "funny business" is involved (such as purchasing or paying off the policy recently) whole life policies fall within statutory exemptions...
Archived
How to file an addendum in chapter 7 Bankrupcy in Florida
Kevin's answer
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Answered on May 17, 2018
Instructions are available on the Court's website at http://www.flmb.uscourts.gov/filing_without_attorney_1/pages/index.html Look in the...
I have purchased furniture with Crest Financial and I can't make any more payments
Kevin's answer
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Answered on May 16, 2018
If Crest properly perfected a security interest in the furniture then they have the right to repo the furniture. However, in bankruptcy you have...
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