Can I do a settlement instead or do I have to pay the entire amount off? Can they put a lien on my house w/o me knowing?
Kevin's answer
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Answered on August 19, 2018
The answer to your question is entirely due to the papers you signed when you bought the water softner. You may have granted a lien. You may have...
Archived
Am I able to gift my car at $3500 to avoid having to pay the difference in money since I am only allowed $1000
Kevin's answer
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Answered on August 19, 2018
"Gifting" your car within one year prior to filing BK may result in denial of your discharge for having made a transfer to hinder, delay, or...
Archived
What does deviate from plan mean also
A non evidentiary hearing mean?
Kevin's answer
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Answered on August 17, 2018
A non-evidentiary hearing is one in which the Court will not take evidence, but rather will hear a proffer of what the evidence may show and the...
Archived
Can I give my car back without penalty after Chapter 13 discharge??
Kevin's answer
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Answered on August 17, 2018
I don't know what you mean by "my car wasn't included in it." Does that mean that your plan provided for the car payments "outside the plan"? Or...
Archived
Do I have to postpone filing chapter 7 bankruptcy for 90 days because I misunderstood about preferential payments?
Kevin's answer
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Answered on August 17, 2018
The question in the Statement of Financial Affairs asks for payments to any one creditor within the past 90 days more than $660. If your payments...
Archived
Will my personal property be seized by a Writ of Execution?
Kevin's answer
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Answered on August 16, 2018
The only way to preemptively prevent a writ of execution is to file bankruptcy. To respond to a writ of execution, after the Sheriff makes an...
Archived
Can I keep a second home thats paid for in bankruptcy in florida
Kevin's answer
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Answered on August 15, 2018
There is no protection for a second home in Florida. However, your question cannot be answered without a thorough analysis of the value of the...
Archived
How do I apply for indigence for probation fees and dui class?
Kevin's answer
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Answered on August 15, 2018
While bankruptcy is one way to deal with the $1700, this question is best posted in the DUI section, where I have moved it.
Archived
How long does a debt collector have to collect a debt in FL?
Kevin's answer
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Answered on August 15, 2018
Mr. Solomon nailed the answer. Don't ignore the creditor. Next time they call, request that the "verify the debt in writing under the Fair Debt...
Archived
Are they in breach According to the Florida Status of Limitation? They can made me a foreclosure?
Kevin's answer
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Answered on August 14, 2018
In 2016, the Supreme Court of Florida ruled that the statute of limitations runs from each missed payment. If you missed a payment in the last 5...
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