IAm in a debt consolation program ?

Get your money back and pay it to a bankruptcy attorney. To answer your question directly, YES, they can do what they did. Debt settlement is no...

I am considering filing Chapter 7. My parents give money each month for my car payment. How does this work in Bankruptcy?

It is considered a gift because that is what it is. In view of the fact that you likely need this gift to make ends meet, it is not likely to put...

That is just a debt settlement company. Your obligation to NDS is no different from the underlying debts, all likely dischargeable. Stop paying...

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In Florida, if i'm not working can my bank account be frozen ?

Short answer, No. Your ex has promised to pay it, so you need to contact your divorce lawyer and haul him back to court.

My mortgage company files for bankruptcy what will happen to my loan with them

The answer to your question is that nothing will happen to your loan that will benefit you. If the company reorganizes the loan will stay with...

Why is a complaint for foreclosure addressed to unknown tenant not a violation of fair debt collections act.

In order to have a clean foreclosure, the plaintiff must name all persons who have an interest in the property. They don't know if there is a...

Would the credit union need to have our signature to turn the heloc into a personal loan or should they just leave it as a heloc

You may have only been on the mortgage, not the HELOC Note. You should gather together all the paperwork and make an appointment with a qualified...

How to get rid of judgement lien against my present home for two credit cards when my I declared Chapter 7 bankruptcy in 2012

The short answer is that property acquired after the entry of a bankruptcy discharge is not encumbered by a judgment which preceded the bankruptcy.

Can I submit for violation of automatic stay?

You can certainly file the motion, but I don't understand your timeline. As Mr. Kingcade mentioned, you will have to prove damages.

How should I proceed with debt issues while living in Europe?

I cannot speak to all of your options because that would involve matters of international law or the law of wherever you are in Europe, or the law...