I took a loan from an unaccredited business, can they garnish my wages?

None of those collections techniques are available until after the creditor files suit, serves you with the complaint and summons, and a judge...

I filed bankruptcy and it was over 6 years ago. I have received calls saying citibank was filing for breach of contract.

Not sure about the facts here. Sounds like a scam. You would not normally receive a phone call advising you that a breach of contract suit is...

I’m listed as a creditor on my ex husbands chapter 13 which stayed our current contempt hearings. He shows zero dollars owed me

Your confusion and anxiety will be substantially reduced by hiring competent counsel. You may have grounds to assert a priority debt. You may...

How can i get my license reinstated?

Mr. Kaufman nailed the answer. Consider bankruptcy if you can't go back on a payment plan.

I financed 7 cars at once and can't afford to pay? And a 70k RV

Tried returning them? That will limit the damage to the deficiencies. Then if you can't make a payment plan, speak with a bankruptcy attorney. ...

Sold vehicle I don’t need, should I spend down this money before filing bankruptcy?

Hire your lawyer now and follow his/her advice on this planning issue and many others you have not thought about. That said, you are free to spend...

As aptly noted by others, the fact that you won the battle over exemptions does not mean that you won the war of the judgment.

As you say, this is a judgment call, and it is only your judgment that matters. All you can do is become educated about your options and the...

Should I try to settle before court date?

You could do that, or you could go to the pretrial and go through the mediation process.

Hello I just found out my social security number was impacted by Equifax data breech do I have a case?

Not sure what you mean by a "case." You are entitled to participate in the settlement, as described in Mr. Gunther's thorough response.