I won an HOA foreclosure sale.
What are my rights on the property? Can the lender pass me the loan to save / minimize my loss?
Kevin's answer
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Answered on March 11, 2024
There is no "adoption" procedure for someone else's mortgage. You did not mention the value of the property and the amount owed on the mortgage. ...
What is the process to file bankruptcy for a FL based LLC?
Kevin's answer
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Answered on March 05, 2024
Only a human being receives a discharge of debts in a Chapter 7 case. To obtain a discharge for an entity, only Chapter 11 may be the way to go,...
When I file bankrupcy I have a truck in my dads name that I make the payments on. Is there a way to claim it on my bankrupcy or?
Kevin's answer
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Answered on March 04, 2024
If the debt is not yours, it is not affected by your bankruptcy. The truck will have to be listed on the Statement of Financial affairs as an...
In the state of Florida can a credit card company put a lien on my house since they cant garnish my Social Security check ?
Kevin's answer
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Answered on February 27, 2024
The answr to your question is NO, but we are required to post a certain number of characters to post an answer.
Chapter 11
Kevin's answer
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Answered on February 20, 2024
The automatic stay is a shield protecting the Debtor from further collection actions. The automatic stay does NOT affect pending litigation...
Will it create a challenge if I do not claim my kids I claimed previously on my tax return and will file Chapter 7?
Kevin's answer
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Answered on February 18, 2024
Focusing on your specific question, the Current Monthly Income test asks about the household, not your tax returns. Your non-fiiling spouse's...
What is the date a final judgement is rendered in FL?
Kevin's answer
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Answered on February 16, 2024
A judgment is "rendered" when it is entered on the docket of the Court which issued the judgment. What you see is the recording information in the...
If I filed a motion to reopen my bankruptcy case, can my storage facility cut the lock and put it up for auction? A
Kevin's answer
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Answered on February 12, 2024
Either bring them current or go to the auction and be the high bidder for your stuff, then get your stuff out of the storage unit. Reopening the...
Discharged Bankruptcy 7-years ago power bill on record?
Kevin's answer
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Answered on February 11, 2024
While discharged debts may remain on your credit report for 10 years, any creditor may maintain that information indefinitely.
EIDL Loan under $200K with NO personal guarantee. File a business or personal bankruptcy?
Kevin's answer
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Answered on February 05, 2024
You received excellent advice from several attorneys, including me. There is no reason to do a business bankruptcy. If you want to be absolutely...
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