Can a debt collector that is not the original creditor (bought the original debt) sue you?
The direct answer to your main question is "Yes." Your other assumptions are without basis in law or fact.
Hollywood, FL
Bankruptcy and debt Lawyer at Hollywood, FL
Practice Areas: Bankruptcy & Debt, Litigation ... +2 more
The direct answer to your main question is "Yes." Your other assumptions are without basis in law or fact.
You should have listed the lender on the car as a creditor on Schedule F. In my experience, so long as the payments are made on time, no problem.
Moving from Debt Settlement to Landlord/Tenant where you might find more expertise.
Moving from credit repair to consumer protection where you might find more expertise.
Let your Dad know and if he won't do anything, you likely have a social worker assigned to you, or you should. Get the system involved. If you...
There are attorneys who run collection mills who might add this to their mix. Search for one.
Moving to criminal defense. I don't have much expertise in this area, but I think it is unlikely you will get picked up before you get that check....
You certainly have grounds to sue. Whether it is worth your time is another question.
Why do you believe that the judgment is only active for 10 years?
If you are currently in a Ch 13, then this debt should be a part of your payment plan. If you failed to list the HOA as a creditor, and if the...