"Freeze" is not really what a creditor can do. After obtaining a judgment, a creditor may garnish an account, and oftentimes the bank will...

If my husband files bankruptcy do i have to file ?

It is not compulsory for a spouse to file bankruptcy just because the other spouse does. However, it may be to your benefit to file bankruptcy...

What is the statute of limitations on a debt in collection?

The statute of limitations for written obligations is 5 years. This sounds as though it is beyond the statute, but that does not prevent them from...

I received a statement from dental after a year and 5 months, do I need to pay even if they told me I’m all set?

You'd best contest the accuracy of this invoice, in writing. If you do nothing you risk being held liable.

Is it possible to avoid liability for an auto loan you co-signed while in an abusive relationship?

The mental state of the person who signs a loan application is irrelevant. If it is not possible to work out affordable payments, bankruptcy is...

Moving to Consumer Protection from debt settlement so you will find a more specific answer.

I recently learned that there is a lien on my house in West Virginia.

You were notified that you owed the tax so you cannot claim that you are unaware of the consequences of not paying. If you don't pay, the debt...

Will I need an attorney for small claims case that is comlicated?

First stop referring to this deadbeat as your friend. Second, find out who his/her bankruptcy trustee is and get to the trustee all evidence you...

Do I need to pay $70.84 totaling $850 or do I Still pay the$8444?

Oops, somebody goofed but you probably can't get out of the specific payments you agreed to just because they screwed up the total and left out...

Signatures forged?

Moving to consumer protection. If you did not sign, then you will have a defense if they sue you. Don't know why you would sue them.