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I went to an attorney to file ch 7 bankruptcy. I was told that I could add my student loans, the attorney said no I can't.
Jeffrey's answer
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Answered on June 23, 2015
Student loan debts cannot be eliminated in bankruptcy, as a general rule. All creditors must be listed, but student loans cannot be discharged in...
Archived
Chapter 7 or 13 bankruptcy?
Jeffrey's answer
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Answered on June 17, 2015
Based on the facts you have provided, with your income and assets, it does appear a chapter 7 would make sense for you. However, you should first...
Archived
Secured debt (non-consumer), loan applications primary and secondary homes, Chapter 7
Jeffrey's answer
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Answered on June 17, 2015
Mortgage secured debt is routinely discharged in chapter 7 bankruptcy. You would surrender your interest to the bankruptcy trustee who could...
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Archived
Person Injury settlement
Jeffrey's answer
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Answered on June 16, 2015
There is no specific exemption in Florida to protect the proceeds of an accident case. If you receive the settlement prior to filing bankruptcy, ...
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Stopping Foreclosure
Jeffrey's answer
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Answered on June 16, 2015
Lenders usually will permit you to reinstate the mortgage. However, you also will not have to pay court costs and legal fees of the lender. You...
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My BK 7 discharge would I hire attorney to do consent to in REM judgement? And is Rem mean please thank you for time
Jeffrey's answer
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Answered on June 09, 2015
"In Rem" means the lender is only seeking relief against the property so it can foreclose. They are not seeking a personal money judgment against...
Archived
I had a collection company take me to court in 2001 and would like to have it removed from public record
Jeffrey's answer
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Answered on June 06, 2015
You cannot erase the public record. However, from your question I am not sure if a Satisfaction of Judgment was filed in the public records. This...
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My BK 7 was discharge on dec -2011 today some one show up at my house and he said he here to serve the paper foreclosure I told
Jeffrey's answer
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Answered on June 06, 2015
By discharging the debt you cannot be sued for money. However, in a foreclosure, it is possible there remains a need to serve you in the...
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I have a chapter seven issue with poor record keeping. The records of my investments were held by the same individual who
Jeffrey's answer
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Answered on June 03, 2015
It is true that an individual filing bankruptcy has an obligation to preserve records to show what happened to his or her assets. But a transfer...
When should I surrender my car before I file for bankruptcy or during
Jeffrey's answer
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Answered on May 30, 2015
There are pros and cons, and you may well want to keep driving the vehicle until after the case is filed and after the meeting of creditors. But...
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