Archived
Doing a chapter 7 will my car be include in the chapter 7? Being that I just got financed for the car.
Jeffrey's answer
|
Answered on July 08, 2015
You must list all assets and debts, including the car. You have the choice of surrendering the vehicle and eliminating the debt. You can keep the...
Archived
Following Chapter 7 Bankruptcy where the home has been surrendered what is Florida Law in regards to foreclosure?
Jeffrey's answer
|
Answered on June 30, 2015
You are correct, the lender still must properly foreclose and you can defend. However, please be aware of one issue. I have seen in South...
Archived
In Florida one's house is exempt from a judgment creditor. Does this include the wages earned in order to pay the mortgage, etc?
Jeffrey's answer
|
Answered on June 26, 2015
The homestead exemption for your real estate has nothing to do with an exemption from garnishment. There is a separate exemption from garnishment...
Archived
I have a home in foreclosure. I make $80,000 a year and have no other debts. Can I surrender the house in a Ch. 7?
Jeffrey's answer
|
Answered on June 25, 2015
A chapter 7 would discharge your debt to bank. However, you remain the owner of the property until title is actually transferred. If the chapter...
Archived
When do I surrender property in a Chapter 7 bankruptcy case?
Jeffrey's answer
|
Answered on June 24, 2015
You can give your car back to the lender. But consider the following complication. Have you had your meeting of creditors yet? The trustee does...
Selected as the best answer
Archived
I am a pro se filler for Chapter 7 Bankruptcy. I had by 341 meeting today. What is the next step for my case?
Jeffrey's answer
|
Answered on June 24, 2015
Creditors have 60 days to object to your discharge by filing a lawsuit with the court. The 60 days is from your meeting of creditors. Creditors...
Archived
Chapter 7 pro see bankruptcy case. My reaffirmation has been filed. How do I set the date for my reaffirmation hearing?
Jeffrey's answer
|
Answered on June 24, 2015
The court will set the hearing and notify you of the hearing date. (Note I am in the Southern District of Florida and this is the procedure...
Can a judgment be placed on homestead property?
Jeffrey's answer
|
Answered on June 23, 2015
Florida protects homestead property from judgment liens. A bankruptcy would discharge the debt. Keep in mind that a title company might give you...
Archived
Chapter 7? my name is on all of my sisters bank accounts. she is the only one who puts money in the accounts.
Jeffrey's answer
|
Answered on June 23, 2015
If you file bankruptcy you have to list all accounts. The funds are at risk. There is an argument as to what is called bare legal title or...
Archived
When may I file bankruptcy again?
Jeffrey's answer
|
Answered on June 23, 2015
A chapter 7 cannot be filed until 8 years after the prior filing of the chapter 7 in which you were discharged. You are eligible to now file a...
Ad
Transform legal challenges into solutions.
Connect now to review your situation.
The Avvo Rating explained
The Avvo Rating explained