Questions answered by Christina Alexandra Fiallo

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Does the clerk of the court or the judge know a summons has not been served?

Christina's answer | Answered on May 26, 2016

There are several ways to serve papers on individual defendants - Personal, by substitute or by publication. It is possible you may have been...

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If I am unsuccessful in redeeming my home after bankruptcy, will I still be protected from a Deficiency Judgment?

Christina's answer | Answered on May 26, 2016

I believe you are referring to redeeming the debt in the STATE foreclosure case via Florida Statute 45.0315 Right of redemption.—"At any time...

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Can they freeze my accounts, garnish my wages, seize anything in my name? And my husband's? I asked for proof!

Christina's answer | Answered on May 26, 2016

BEFORE they can garnish, freeze accounts, etc., they must have filed a Lawsuit, you must be served, and they must obtain a judgment against you....

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How do I file for bankruptcy if I have no money?! Am I eligible for any assistance?

Christina's answer | Answered on May 26, 2016

You could possibly qualify for a waiver of the filing fee and can find legal assistance for free or at a reduced rate. Use the link below to get...

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Do I have the right to withhold payment to a creditor if I have asked for a bill and they are refusing to send one?

Christina's answer | Answered on May 26, 2016

Any debt collector who contacts you claiming you owe payment on a debt is required by law to tell you certain information about the debt. That...

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What should I do?

Christina's answer | Answered on May 26, 2016

Start by requesting an itemized bill of the balance due. Once reviewed, if you owe the money, work out a settlement with them. If you find that...

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Bankruptcy discharge

Christina's answer | Answered on May 26, 2016

In Chapter 7, you have no automatic right to voluntary dismiss your bankruptcy if you change your mind. Generally, the Judge will only allow you to...

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Do the releases have an effect on my chapt7 (I surrendered a rental home) and can Midland refuse to talk to me w/o attorney

Christina's answer | Answered on May 25, 2016

First, schedule an in person meeting with your attorney. Discuss the issues and have him or her advise of what is pending in a written document....

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What can i do about it

Christina's answer | Answered on May 25, 2016

Did you mean you have a judgment for a LOAN you did not TAKE out ? If so, you need to consult with an attorney to review the debt and review...

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HOW SHOULD I HANDLE THIS? THANK YOU..

Christina's answer | Answered on May 25, 2016

Is there a contract in place ? How did he reach the amount of $19,200 ? These answers to these questions could change the advice given...

Christina Alexandra Fiallo's Answers (693)

Does the clerk of the court or the judge know a summons has not been served?

If I am unsuccessful in redeeming my home after bankruptcy, will I still be protected from a Deficiency Judgment?

Can they freeze my accounts, garnish my wages, seize anything in my name? And my husband's? I asked for proof!

How do I file for bankruptcy if I have no money?! Am I eligible for any assistance?

Do I have the right to withhold payment to a creditor if I have asked for a bill and they are refusing to send one?

What should I do?

Bankruptcy discharge

Do the releases have an effect on my chapt7 (I surrendered a rental home) and can Midland refuse to talk to me w/o attorney

What can i do about it

HOW SHOULD I HANDLE THIS? THANK YOU..