ANSWER 1: If this is NOT a student loan and merely a contractual debt. The statute of limitations is 5 years. ANSWER 2: The FDCPA...

Suing a cooperations employees?

Your best recourse is to focus your attention on the Cooperation. It is unlikely you would be able to recover against the individual attorneys in...

What can I do to stop a garnishment before I can't pay my bills

There are other ways to stop garnishment without bankruptcy, however, each particular situation is different and you should consult a debt...

If a party in fla owes me money in NY and writes paid in full on the bottom of a check and we cash it can we sue if it was wrong

Many state laws give you a period of time (e.g., 90 days) to return the funds to the debtor to avoid an “accord and satisfaction” (the acceptance...

Since the state government is already investigating this business, what are the chances of debt elimination/return of money paid

To find an attorney which would be interested in filing suit against the school or lender, you will need to use the AVVO find an attorney feature...

Are my income protected or not and will I have to file for bankruptcy? I was told I cannot get a discharge w/ bankruptcy??

Most income tax obligations receive special treatment in Chapter 7 bankruptcy because they are considered priority debts. This means that they get...

Can I get the lien off the house and will I get my half of the profit? Do I need a lawer for this?

No you cannot get the lien off the property. Anything that is jointly owned by both of you is game, any joint bank accounts, retirement accounts,...

Can federal student loans be included in a bankruptcy

The Brunner Test, which is the method the Courts use to determine if student loans are dischargeable, has affectionately been dubbed the “Brutal...

How does the Bankruptcy 341 Meeting of the Creditors creditor meeting get rescheduled?

If you are representing yourself pro se, contact the Trustee's office who will coordinate a new date with you. Please note that if you are in a...

When and how does an exemption for a tax return get filed during a bankruptcy chapter 7?

The tax return is an asset to be listed on Schedule B. The Exemption needs to be elected in schedule C. A debtor is entitled to a $1000...