Archived
Can spouse be respons for debt of husband after his death. Can they take life ins. which was to pay his huge medical bills
Michael's answer
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Answered on March 27, 2014
I am sorry about your loss. Unless you are personally contractually obligated along with your husband, debt collectors cannot collect against you...
Archived
If a debt collector admits in writing that he could not get verification from alleged creditor does it toll SOL of FDCPA?
Michael's answer
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Answered on March 27, 2014
If you have a violation of the Fair Debt Collection Practices Act ("FDCPA"), the law allows you one (1) year from the date of the violation to...
Should I send a Debt Validation letter?
Michael's answer
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Answered on March 27, 2014
The Fair Debt Collection Practices Act ("FDCPA") allows you to request validation of a debt within 30 days after receipt of the collection letter. ...
Archived
What are my options if citi cards writes my debt off,and sends it to a collection agency?
Michael's answer
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Answered on March 06, 2014
If you look at your original credit card contract, you will probably find a provision that allows them to assign your debt. The fact that an...
What happens if I do not go to court for pre-trial mediation for a collections debt? And what is pre-trial mediation?
Michael's answer
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Answered on March 06, 2014
If you do not appear at court, the court will be asked to enter a default judgment. You do not want to be in that situation. Check with your...
Archived
Can i claim bankruptcy after going to court to pay debt to a lawfirm/collection agency?
Michael's answer
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Answered on March 06, 2014
Bankruptcy is a good option if you have it available.
Archived
I have a civil suit from Bank Of America for unsesured ccard?
Michael's answer
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Answered on March 06, 2014
You probably have defenses to this lawsuit that you are not aware of. If you cannot afford counsel, check with your local legal aid to see if they...
Archived
My son is getting threatening calls from a credit collection agency.
Michael's answer
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Answered on March 06, 2014
Have the credit card number changed immediately and make no more payments. How does your son know that this is a legitimate debt? Scam debt...
Archived
Do I have to pay a debt that is not on my credit?
Michael's answer
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Answered on February 22, 2014
There is a difference under the Fair Debt Collection Practices Act ("FDCPA") as to whether you are dealing with an original creditor or a debt...
Archived
Do cc companies usually go after cars???? If they get a debt judgement I mean.
Michael's answer
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Answered on February 22, 2014
Judgment creditors can go after any asset that the law allows them to go after. Based upon your question, it appears that there is no judgment at...
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