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I foreclosed in California and my HOA is trying to file a judgement for over $10K of HOA fees.Can the judgement follow me to FL?
Paul's answer
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Answered on April 03, 2012
Yes, the HOA can domesticate the judgment and enforce it here in Florida. Yes, settling for less is always better than paying the full amount.
Archived
Can an IRS tax lien be released in a chapter 13 bankrutpcy?
Paul's answer
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Answered on April 02, 2012
I agree with the previous attorney on needing more facts. This is a very complicated issue and cannot be properly answered on a website. The...
Archived
Can Head of Household be reversed?
Paul's answer
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Answered on March 30, 2012
Yes, the Judge’s ruling can be reversed at the new hearing based on the facts. The creditor will get another hearing if you did not provide proper...
Archived
Can you have more than one judgement on the same credit card???
Paul's answer
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Answered on March 29, 2012
Did you get an actual judgment or are you just being sued a second time? Do you have another complaint? Perhaps the debt was sold to another debt...
Archived
I am considering debt resolution versus bankruptcy. Is this a good idea?
Paul's answer
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Answered on March 27, 2012
My clients often ask this question. My idea of when is it a good idea to file bankruptcy is $20,000 in dischargeable debt or 50% of your annual...
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We filed for Chapter 7 and did not sign the reaffirmation aggreement on our first and second mortgage. We recd discharge in Oct
Paul's answer
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Answered on March 27, 2012
Your credit report most likely shows a zero balance as it should. The county records will show a mortgage recorded in favor of your second...
Archived
Can I file my statement of Intentions for my chapter 7 bankruptcy after my creditors meeting?
Paul's answer
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Answered on March 27, 2012
Yes, you can amend your statement of intentions. Under section 521 of the bankruptcy code, you must reaffirm, surrender or redeem a secured asset...
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Archived
In Florida, can a refinance of exempt property make that property become non-exempt?
Paul's answer
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Answered on March 26, 2012
Not unless she added your name to the deed, at the closing of the new loan she would want to ensure your name was not on any of the documents. In...
Archived
Child Care Tax Credit Exempt In Bankruptcy?
Paul's answer
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Answered on March 24, 2012
I believe it would not be because it is not a refundable credit. Earned income credit is something you can get even if you paid nothing in all...
Archived
Being sued by State Farm Credit Card they won the judgement never got notice of court and now they want my car titles
Paul's answer
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Answered on March 24, 2012
Yes, a creditor can take your car to satisfy a judgment in the state of Florida. The real question is though would it be worth their effort? Fla....
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