In 2008 we signed a lease to own agreement on a home in Florida. Later found out that the broker never legally owned the home.

It sounds like it may have been an equity-skimming scam, which is defined by Florida Statutes Chapter 697.08. Alternatively, it may be fraud (if...

You are not personally liable to the lender unless you signed or guaranteed the note. However, if you took any property from your mother's estate,...

Is my note time barred under the statute of limitations? Should I sign a document for Ursus Advisors to change legal description

No, I do not think you should agree. It could be seen as you renewing the obligation. Be certain about the date of acceleration, it is not thirty...

Why would a bank agree to a low ball short sale, if final judgment on foreclosure was rendered and debtor got a BK7 discharge?

The bank probably does not care, the facilitator wants a commission and YOU SHOULD RUN. If you already got your discharge and the judgment was...

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I received a final means of disposition (before hearing) without prejudice from my lenders attorney. Is this required by law?

No, you don't get to keep the house for free. Your obligation to pay the note was discharged, but they still retain a lien on the property which...

Anyone can act as a closing agent (though it would be foolish to hire anyone). The title agent does not want to because they keep the majority of...

We received a notice of violation from our HOA requiring us to paint the house . We are in pre-foreclosure although we are

You need to check the Declaration, Articles of Organization, and Bylaws, but most likely there is a process by which they can impose fines against...

I'm in foreclosure and modification was denied

I assume you want to know why you were denied, but more information is necessary (balance of loan, term of loan, other debt load, etc.). For you...

Do I need a realestate attorny

I agree, you need to speak to an attorney, and I suggest an experienced bankruptcy attorney. If the value of your home is less than the amount due...

What is likelihood of deficiency judgment after Florida foreclosure? Do they go after other assets even if they are in a trust

It depends on the way the trust was set up, and when the trust was set up. A creditor can essentially step into your shoes, so if you have...

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