If purchasing a foreclosed home all cash do I have to provide personal information like DOB or SSN?

If you wire the money they don't need to worry about the IRS reporting, and if you buy it through an LLC with a Tax ID number you avoid the...

Plaintiff file motion to reschedule foreclosure sale after ch-7 discharge and lift of stay granted to servicer

If they are resetting sale date, it sounds like judgment has already been entered. You had 30 days from entry of judgment to appeal if you felt...

Best option short sell or foreclosure if in chapter 13?

Not sure why you would do a short sale. Even if it didn't cost you any money, you get nothing out of it, so why bother with the paperwork. With...

I need foreclosure action advice. Can you assist me, please?

There are only two available responses: a motion, or an answer. An answer responds to each allegation by admitting or denying the truth of the...

Can I file chapter 7 right now or do I have to wait?

You can file now, you just need to make sure the claim is listed and denoted as contingent (meaning damages have not been determined yet so the...

I am currently under foreclosure. I paid cash for another home and my closing date is next week. Can I transfer -cont-

Homestead means two separate things: (1) property tax exemption, and (2) exemption from collection by creditors. If you mean the property tax...

Do I need a lawyer?

First, it is important to document your communications. Send documents by fax (with a confirmation sheet), by email, or by certified mail so that...

Is it the income during only the last six months before filing that matters for chapter 7 qualification?

The means test only creates a presumption of or against abuse. A trustee can look farther back, and if they see that you generally make a lot but...

I think you can keep it. Your lender included the premium they paid in the costs, which were included in the foreclosure judgment. If the house...

I reaffirmed my house and our cars with the banks with chapter 7. But the trustee is authorizing an appraiser for our estate ?

A couple of questions may narrow this issue. A real estate appraiser, vehicle appraiser, or both? Sometimes I see trustees claim that the house...