Archived
The bank gave me a chance to short sell the house before it goes into foreclosure but my ex-wife doesn't want to move out.
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Answered on February 21, 2014
This sounds like a delicate situation that will require careful review of your divorce paperwork and loan documents. You should contact an attorney...
Archived
What is the difference between having your name on the mortgage and on the note?
Tara's answer
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Answered on February 21, 2014
Whoever signed the Note is legally obligated to repay the borrowed funds. If you didn't sign the Note you do not owe the debt. A Mortgage, on the...
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Archived
I'm a notary signing agent and have read that you have to have a spouse on the mortgage docs in Florida, no exceptions.
Tara's answer
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Answered on February 20, 2014
Without delving into the minutiae of the law, the best practice would be for both spouses to sign. Ultimately, the mortgagee or title insurer is...
Archived
In a Tampa, FL foreclosure sale to a 3rd party do all outstanding condo fees get wiped out or paid by new 3rd party buyer?
Tara's answer
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Answered on February 20, 2014
Technically, neither. The outstanding fees remain due and payable. The association can choose to collect a portion of those fees from the...
Archived
Can i have a notary stamp and signature on my 1040 return due to error made by tax preparer
Tara's answer
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Answered on February 20, 2014
I assume your return preparer attempted to file your return electronically but had it rejected due to the typographical error? If the return was...
Archived
In my home state there is a 1 year statute of limitations to file a lawsuit for damages
Tara's answer
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Answered on February 19, 2014
The statute of limitations depends on the nature of the claim you seek to file. There are claims that must be brought within one year (specific...
Archived
When does the statute of limitations start ticking?
Tara's answer
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Answered on February 18, 2014
The statute of limitations in the foreclosure context is extremely complex and fact specific. If you have not already, you should contact an...
Archived
I received a letter from collections agencies saying I have to pay the shortfall from a foreclosure sale.
Tara's answer
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Answered on February 18, 2014
You should consult with an attorney to review your circumstances. Don't delay as you may want to take immediate action (i.e., formally disputing...
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Archived
I am considering Chapter 7 bankruptcy. Can I put my delinquent condo fees $20k on the bankruptcy? Association filed lis pendens
Tara's answer
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Answered on February 16, 2014
A very similar question was asked recently. You need to consult an attorney and develop a game plan specific to your circumstances and goals. If...
Archived
30 day notification in Florida foreclosure
Tara's answer
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Answered on February 16, 2014
This is not something you should try to do on your own. You really need to speak with an attorney to identify applicable legal arguments and defenses.
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