100% other party's fault for accident per police report, FMV is less than what is owed, can you sue in small claims?

You can only collect the ACV or market value of the car. If you're hurt go see a local personal injury attorney.

What can I do if I do not agree with the opposing insurance company's determination of fault?

If you have collision have your company handle this. If not then you have to sue the other party in small claims and bring your witness. Many...

What if I drove someone's car without their knowledge and ended up crashing? I have no license or insurance.

It's called theft or non permissive use. You have a problem. You need to see a criminal law attorney if you're charged with theft or a ticket...

You pay back if you make a BI claim against the other party and their insurance company settles with you. Each one of you that makes a claim and...

What chance do I have at recouping expenses?

Only if you succeed in a law suit and the at fault party has assets to satisfy the judgment.

What do we do?

See a good local med mal attorney. But be advised med mal is tough to prove and expensive to handle. Good luck.

My company is garnishing wages for insurance but I don't have insurance.

First he should speak to HR and find out if they made a mistake. If he gets no where there, then go see an employment attorney. No it's not legal...

I hit car in driveway

Don't do this. You're both just asking for trouble with the insurance company. You pay insurance just for these events, let it work for you. Make...

What options do I have involving denied third party insurance claim for damage caused by faulty appliance installation

Use your HO policy and they will collect the money back and pay back your deductible.

What can I do

You report the accident to her company. Then go see a local personal injury attorney.