Do I need to hire an attorney or will the insurance company handle that?

Your HO company will provide a defense attorney. You can relax. If they sue the others their insurer will defend and you will probably be deposed...

Can I be charged with obstructing a police investigation for saying I want to remain silent, as well as be denied my phone call?

You may have a case. Go see a civil rights attorney. Your criminal attorney can probably refer to one. You have a perfect right to say nothing or...

Can I pay out of pocket for a parked car (no one in the car) incident without reporting it to my insurance company?

You can do this. But it many times does not work. You should see how questions we get where the self settlement went bad. As for rates........your...

How do I protect myself from a car repo?

By "the company" you mean the lien holder or title holder? They owe it. You're simply buying it on a note. No insurance on it as the contract you...

I had an auto accident in North Carolina, settled it in MA, I have USAA, at fault driver was Allstate, do I get my PiP?

I think you're saying the at fault carrier is saying that the PIP is an offset of your medical bills. And that wolud be correct. Talk to a local...

Can I pay for damages to a car I scraped in a private apt parking lot? Does a police report have to be filed?

Yes a police is now days needed with about every insurance company. Silly but needed. Sure you can settle, but just like the insurance company by...

You have a possible case. You need to go see a local personal injury attorney and bring your photos. Lighting is an issue. Good luck.

How much $ should I ask the country club 's insurance adjuster for my trip and fall? (Their adjuster asked me a $ amount )

You need to understand this, there is no set price. No one can set a figure on a case value. But here's the deal, since you have minor injuries and...

How do I get my vehicle replaced or damages paid for

If you have collision coverage that is the quickest way. Otherwise you're at the mercy of the insurer of the truck that hit you from behind. They...

Can I ask my personal injury attorney for my case file? Does it include correspondence and what has been done so far?

What you should do is go to the office with an appointment and ask for a status conference. I would let you go through my file on your case, see...