Is this an opinion or defamation?

As the other attorney notes, could be. Only if you suffered real damages and wish to sue does it matter.

Looking for legal assistance as a victim in a car accident

I agree with the other attorney this isn't your issue.

New company brought us, can they term insurance with out telling us

If your insurance is part of a contractual benefit then I'd say no they can't terminate without replacing it.

denied state insurance assessment applications filled by doctor was not for my condition.?

See if you can get the doctor's office to resubmit with the proper coding.

Can I be liable to pay for a single 1 car crash that someone else did and was not even there?

Can I assume you have no written documents or agreements, note, etc? So whose name is on the title along with the bank? If iot's your name you can...

What can I do if my Insurance company for the air conditioning is "fixing"the A/C but taking forever to ship the propper pieces?

See one of the local attorneys and have them send a nasty letter to that insurance company. Good luck.

Well two answers and they differ. See the trend here? Go see some attorneys, we all don't think alike. With luck you'll find someone that will take...

Oh bad news, yes. But if you're insured your carrier will defend you. Good luck.

The demand is sent in to the insurer to state your case, outline your injuries and expenses and then state a settlement figure. That is only the...

CCan i sue my insurance company after settling with the insurance company

I guess you didn't have an attorney and now you're paying for it. If you "settled" most releases name every defendant in the entire world and...